Microfinance Field Account Officer

BDO Unibank; Philippines; On-site; PHP 300,000 - 520,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines. The role focuses on achieving loan volume targets while maintaining profitability, credit quality, and customer service.

The position emphasizes field work, customer interaction, and coordination with various units to process and service loan applications. A four- or five-year degree is required, with strong communication and basic math skills.

Qualifications

• Graduate of any four-year or five-year degree program.
• Good selling, communication and customer service skills.
• Amenable to doing field work on a daily basis.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet business needs of customers.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Sales & Customer Service

Field Work

Communication

Basic Math

MS Office

Microfinance Experience

Motorcycle Driver

Education

Bachelor's Degree

Tools

Word & Excel

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines. The role focuses on achieving loan volume targets while maintaining profitability, credit quality, and customer service.

The position emphasizes field work, customer interaction, and coordination with various units to process and service loan applications. A four- or five-year degree is required, with strong communication and basic math skills.