Microfinance Accounts Officer I – Loan Growth

BDO Unibank; Marikina; On-site; PHP 180,000 - 300,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and high customer service standards.

Key duties include soliciting microfinance loan accounts, evaluating applicant qualifications, initiating credit and collection activities, coordinating processing with units, updating loan files, and driving sales activities to meet targets.

Qualifications

• Graduate of any four-year or five-year degree course /Bachelors DegreeHolder.
• Possesses good selling,communicationand customer service skills.
• Musthave basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Activelysolicitmicrofinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications todeterminefeasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and high customer service standards.

Key duties include soliciting microfinance loan accounts, evaluating applicant qualifications, initiating credit and collection activities, coordinating processing with units, updating loan files, and driving sales activities to meet targets.