Microfinance Loan Officer - Growth & Credit Specialist

BDO Unibank; Baguio; Vor Ort; PHP 279.000 - 446.000; Vollzeit

Zusammenfassung

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines to achieve loan volume targets while maintaining profitability, sound credit quality, and superior customer service.

The role requires actively soliciting microfinance loan accounts, assessing applicant qualifications, initiating credit and collection activities, and coordinating with units to process loan applications.

Qualifikationen

• Bachelor's degree holder.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.
• Preferably can drive a motorcycle.

Aufgaben

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Kenntnisse

Selling

Communication

Customer service

Basic mathematics

Word processing

Spreadsheets

Fieldwork & sales

Motorcycle driving

Ausbildung

Bachelor's degree

Tools

Word processing

Spreadsheets

Jobbeschreibung

BDO Unibank, Inc. is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines to achieve loan volume targets while maintaining profitability, sound credit quality, and superior customer service.

The role requires actively soliciting microfinance loan accounts, assessing applicant qualifications, initiating credit and collection activities, and coordinating with units to process loan applications.