Assistant Branch Manager

First Standard Finance Corporation; Minglanilla; On-site; PHP 320,000 - 520,000; Full time

Job summary

First Standard Finance Corporation in Minglanilla, Cebu seeks a supervisory professional to oversee branch operations, manage accounts, and ensure accurate reporting and compliance with policies.

The role requires a bachelor's degree in business/finance and at least 3 years in a supervisory banking role, with strong MS Office and communication skills. The position involves coordinating with legal for litigation and managing branch assets.

Qualifications

• Bachelor's degree in relevant field (finance/banking or related).
• At least 3 years of supervisory experience in banking/financing.
• Proficient in MS Word, Excel, PowerPoint and email.
• Knowledge of modern office practices and clerical techniques.
• Strong verbal, written and interpersonal communication skills.
• Excellent customer service orientation and results-driven.
• Basic project and time management skills.
• Efficient presentation/facilitation skills.
• Ability to manage multiple tasks with attention to detail.
• Ability to meet annual targets and department metrics.

Responsibilities

• Assist in generating accounts and branch income reporting.
• Evaluate loan applications and recommend approval for credit-worthy cases.
• Suggest rate and terms adjustments to stay competitive.
• Monitor mortgage annotations on loan documents per policy.
• Supervise recovery of investments in non-performing loans.
• Coordinate with legal counsel for litigation representation.
• Ensure documents and evidence are complete and strengthen company position.
• Oversee repossessed asset control and disposal.
• Maintain branch properties and equipment upkeep.
• Submit weekly and monthly financial reports with accurate figures.
• Ensure timely remittance of premiums and taxes to government agencies.
• Submit required tax/deduction reports.

Skills

Verbal & written communication

Interpersonal skills

Customer service orientation

Time management

Presentation & facilitation

Attention to detail

Multitasking

Target-driven

Education

Bachelor's degree in Business Studies/Administration/Management or related field

Tools

MS Word

Excel

PowerPoint

Email

Job description

JOB DETAILS:

1. Assists in the generation of accounts to produce returns in branch bookings, collections/overall income of the branch.
2. Evaluates loan applications and recommends approval for those that are credit worthy release of the proceeds.
3. Recommends adjustment in interest rates and terms to keep the company competitive with other financial companies in the area.
4. Monitors the annotation of mortgages in all documents covering the properties securing the loan transaction in accordance with company policies.
5. Supervises the recovery of investments in non-performing loans.
6. Works in close coordination with the company legal counsel to ensure that the company is adequately represented in all litigation proceedings.
7. Ensures that all documents and evidence are intact and recommends other options to strengthen the stand of the company in all legal cases.
8. Ensures that repossessed assets are controlled and disposed regularly.
9. Monitors and manages the proper upkeep of branch properties like vehicles, furniture, equipment, etc.
10. Monitors the timely submission of weekly and monthly financial reports and is responsible for the accuracy of the figures reported therein.
11. Ensures the timely remittances of premiums withheld for SSS, PhilHealth, and Pag-ibig contributions of the branch staff including withholding taxes on compensation, rentals, etc.
12. Ensures timely submission of the required reports for the foregoing statutory deductions to the respective government agencies.

JOB QUALIFICATIONS:

1. Candidate must possess a bachelor's degree in business studies/administration/management, Commerce, Economics, Finance/Accountancy/Banking or related field. Familiar with the financing industry or finance in general.
2. At least 3 years of work experience in a Supervisory role in a banking or financing industry.
3. Proficient in the use of basic applications like MS Word, Excel and PowerPoint, including email access.
4. Knowledge and skill of modern office practices, procedures, equipment and standard clerical techniques.
5. Strong verbal, written, and interpersonal communication skills
6. Excellent customer service orientation. Action orientated. Should be able to follow up on feedback to ensure positive outcomes.
7. Basic project and time management skills.
8. Efficient presentation/facilitation skills. Should be able to facilitate group discussions.
9. Ability to manage multiple and varied tasks with enthusiasm and prioritize workload with attention to detail.
10. Ability to meet the annual targets set by top management. Achieves department metrics and organizational goals.