Branch Manager

Cash Management Finance, Inc.; Calapan; On-site; PHP 900,000 - 1,500,000; Full time

Job summary

Cash Management Finance, Inc. is seeking a Branch Manager to lead the Calapan branch, drive profitability, and ensure sound credit and office management practices.

The role oversees the branch team and aims for growth in the area. You will work with the Business Development Group Head to set market strategies, develop business, and build strong customer and community relations while coordinating with partner units for cross-sell opportunities.

Qualifications

• Bachelor’s degree in Business Administration, Finance, or related field.
• At least 5 years of experience in lending, banking, or branch operations.
• 2–3 years in a supervisory or managerial role.
• Knowledge of credit evaluation, collections, and foreclosed asset administration.
• Strong leadership and communication skills.

Responsibilities

• Develop and implement operating routines aligned with approved business plans.
• Oversee general office management and day-to-day branch operations.
• Grow the branch profitability by expanding business and controlling expenditures.
• Monitor performance against targets and plan corrective actions with the team.

Skills

Leadership

Coaching

Communication

Analytical skills

Strategic thinking

Education

Bachelor’s degree in Business Administration, Finance, or related field

Job description

Branch Manager

Position Summary
The Branch Manager is responsible for the overall operation, profitability, and growth of the assigned branch. The role leads the branch team, develops business in the area, oversees loan administration and collections, and ensures sound credit and office management practices.

Key Responsibilities

Branch Operations and Management

• Develop and implement effective and efficient operating routines aligned with approved business plans

• Oversee general office management and day-to-day branch operations

• Manage the branch’s overall profitability by growing the business, optimizing income, and rationalizing expenditures for a healthy bottom line

• Monitor and review actual performance against targets, and plan corrective actions with team members to close gaps

Business Development

• Work with the Business Development Group Head to determine the market and business potential of the branch, and to formulate and implement strategies to reach targets

• Establish strategies for business development

• Build good customer and community relations

• Build strong synergy with partner units and groups through collaboration that results in successful cross-sells

Sales Force Development

• Develop the entire branch sales force through coaching, mentoring, strategizing, and monitoring to produce and retain competent, results-driven sales talent

Credit and Loans Administration

• Assist the Credit and Remedial Head in pre-screening and processing loan applicants

• Identify and endorse customers for credit accommodations, waivers, and special approvals, adhering to company guidelines to ensure accurate price quotes, mitigate risks, and realize potential income

• Administer and control loans to achieve the desired ratio of delinquent accounts to the total portfolio

• Monitor, review, and evaluate all accounts to improve the delinquency ratio

• Administer foreclosed assets (ROPOA)

Other Duties

• Perform all other tasks that may be assigned

Qualifications

• Bachelor’s degree in Business Administration, Accountancy, Finance, or a related field

• At least 5 years of experience in lending, banking, or branch operations, including 2–3 years in a supervisory or managerial role

• Knowledge of credit evaluation, collections, and foreclosed asset administration

• Strong leadership, coaching, and communication skills

• Results-driven, with sound judgment and good analytical skills

Reports To

Operations Manager