Account Officer (BDO Network Bank MSME: Ifugao)

BDO Unibank, Inc; Philippines; On-site; PHP 240,000 - 420,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to achieve loan volume targets while maintaining profitability, sound credit quality, and good customer service. You will actively solicit microfinance loan accounts and analyze applicant qualifications to determine feasibility of granting loans.

Responsibilities include coordinating with officers, ensuring policy adherence, executing marketing activities, handling inquiries, reviewing loan files, and other

Qualifications

• Graduate of any 4-year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• High integrity.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably able to drive a motorcycle.
• Open to be assigned in Kiangan Ifugao.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing.
• Ensure adherence to bank policies and procedures.
• Execute sales and/or marketing activities to achieve volume targets.
• Attend to inquiries and other requirements of clients.
• Review/update loan files and agreements for credit processing and booking.
• Perform other functions as assigned.

Skills

Selling skills

Communication skills

Customer service

Mathematical knowledge

Education

Bachelor's degree in any 4-year program

Job description

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiates credit and collection activities to ensure credit quality of accounts
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Ensures adherence to the bank’s policies and procedures
• Execute sales and/or marketing activities that will achieve volume targets
• Attends to inquiries and other requirements of the clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her

Qualifications:

• Graduate of any 4-year degree course
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.
• Open to be assigned in: Kiangan Ifugao