Account Officer 1 (Sta. Cruz, Laguna)

BDO Unibank; Carmen; On-site; PHP 350,000 - 520,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises in Cavite. The role focuses on soliciting microfinance loan accounts through field visits and assessing applicants’ credit qualifications to support profitable lending.

You will initiate credit and collection activities, coordinate with processing units, review loan files, and drive sales initiatives to meet volume targets while delivering strong customer service.

Qualifications

• Four- or five-year degree (Bachelor’s) holder.
• Good selling, communication and customer service skills.
• Willing to do field work on a daily basis.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts by field visits.
• Analyze loan applicants’ qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units related to processing and servicing loan applications/clients.
• Review and update loan files and agreements for credit processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer service

Field work

Mathematics

Computer basics

Microfinance

Motorcycle driving

Education

Bachelor’s degree

Job description

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work / working on the field on an almost daily basis
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.