Field Account Officer (BDO Network Bank: Mountain Province)

BDO Unibank, Inc; Lower Caluttit; Sur place; PHP 240 000 - 360 000; Plein temps

Résumé du poste

BDO Network Bank seeks an Account Officer for Micro, Small and Medium Enterprises. The role is to achieve loan volume targets while maintaining profitability, sound credit quality, and excellent customer service.

You will actively solicit microfinance loan accounts, analyze qualifications, initiate credit and collection activities, coordinate with units, review loan files, and support sales and marketing activities to reach volume targets.

Qualifications

• Bachelor's degree holder.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Motorcycle driving preferred.

Responsabilités

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicant qualifications to assess feasibility of lending.
• Initiate credit and collection activities to maintain credit quality.
• Coordinate with officers and units for processing and servicing loan applications.
• Review and update customer loan files and agreements for credit processing.

Connaissances

Selling skills

Communication

Customer service

Mathematics

Word processing

Spreadsheets

Field sales

Motorcycle driving

Formation

Bachelor's degree

Outils

Word processing

Spreadsheets

Description du poste

About BDO Network Bank

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer

• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans

• Initiate credit and collection activities to ensure credit quality of accounts

• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients

• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking

• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder

• Possesses good selling, communication and customer service skills.

• Must have basic mathematical knowledge.

• Preferably familiar with computer software including word processing & spreadsheets.

• With fieldwork and sales experience on Microfinance, an advantage.

• Preferably can drive a motorcycle

• Willing to be assigned in Bontoc and Bauko, Mt. Province.