Account Officer 1 (San Mateo, Rizal)

BDO Unibank; Antipolo; On-site; PHP 334,800 - 558,000; Full time

Job summary

A leading financial institution in the Philippines is seeking an experienced Account Officer for Micro, Small and Medium Enterprises. The role focuses on achieving loan volume targets while ensuring customer service and credit quality. Candidates should possess a Bachelor's degree and good communication and selling skills. Field experience in Microfinance is preferred, as well as the ability to drive a motorcycle. This position offers an opportunity to enhance community financial access and support local businesses.

Qualifications

• Graduate of any four-year or five-year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts.
• Analyze overall loan applicants’ qualifications.
• Initiate credit and collection activities.
• Coordinate with other units related to loan processing.
• Review and update customer loan files and agreements.
• Execute sales activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Fieldwork experience

Driving a motorcycle

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25694

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