Account Officer 1 (Taytay, Palawan)

BDO Unibank; Puerto Princesa; On-site; PHP 223,200 - 334,800; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Puerto Princesa, Mimaropa. The role involves achieving loan volume targets while ensuring profitability and maintaining high credit quality.

You will actively solicit microfinance loans, analyze applicants’ qualifications, and coordinate processing of loan applications while delivering excellent customer service.

Qualifications include a Bachelor's Degree, strong communication and selling skills, along with preferred experience in microfinance sales.

Qualifications

• Graduate of any four-year or five-year degree course.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software.

Responsibilities

• Solicit microfinance loan accounts to meet customer business needs.
• Analyze loan applicant qualifications for feasibility.
• Initiate credit and collection activities.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle.

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability.

Requisition ID: 26177