BDO Network Bank - Account Officer for Micro, Small and Medium Enterprises (Pampanga)

BDO Unibank; Pampanga; On-site; PHP 279,000 - 446,000; Full time

Job summary

BDO Unibank’s Micro, Small and Medium Enterprises unit seeks an Account Officer responsible for meeting loan volume targets while maintaining profitability and sound credit quality. You will actively solicit microfinance loan accounts, analyze applicants, and coordinate processing with various units to ensure smooth loan booking.

The role emphasizes strong selling, communication, and customer service skills, with basic math knowledge and comfort with word processing and spreadsheets.

Qualifications

• Four-year or five-year degree holder as stated.
• Strong selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Familiar with word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.
• Review and update customer loan files and agreements for credit processing.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer Service

Mathematical Knowledge

Education

Bachelor's Degree

Tools

Word Processing

Spreadsheets

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills
• Must have basic mathematical knowledge
• Preferably familiar with computer software including word processing & spreadsheets
• With fieldwork and sales experience on Microfinance, an advantage
• Preferably can drive a motorcycle
• Must be willing to work in any of the following locations : Sto. Tomas, Porac, or Mabalacat