Account Officer 1 (Tanay, Rizal)

BDO Unibank; Antipolo; On-site; PHP 223,200 - 334,800; Full time

Job summary

A leading financial institution is seeking an Account Officer for Micro, Small, and Medium Enterprises to help solicit and manage microfinance loans. The role involves analyzing loan qualifications, maintaining credit quality, and executing marketing initiatives to achieve volume targets. Candidates must have a Bachelor's degree and possess strong selling, communication, and customer service skills. Experience in microfinance is an advantage, along with the ability to drive a motorcycle.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good communication and customer service skills are essential.
• Basic math knowledge is required.
• Familiarity with computer software is preferred.
• Fieldwork and sales experience in Microfinance is an advantage.
• Must preferably be able to drive a motorcycle.

Responsibilities

• Solicit microfinance loan accounts to meet customer business needs.
• Analyze loan applicant qualifications for loan feasibility.
• Initiate credit and collection activities for account quality.
• Coordinate loan processing and servicing with other units.
• Review and update customer loan files and agreements.
• Execute sales and marketing to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service skills

Basic mathematical knowledge

Computer software familiarity

Fieldwork and sales experience

Motorcycle driving

Education

Bachelor's Degree

Tools

Word processing software

Spreadsheet software

Job description

BDO Network Bank is the community bank subsidiary of BDO Unibank that aims to bring financial products and services closer to outlying areas, getting more neighborhoods closer to achieving success and their dreams.

Job Summary

The Account Officer for Micro, Small and Medium Enterprises is responsible for achieving loan volume targets while maintaining profitability, sound credit quality, and good customer service.

Key Responsibilities:

• Actively solicit microfinance loan accounts to meet the business needs of the customer
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans
• Initiate credit and collection activities to ensure credit quality of accounts
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking
• Execute sales and/or marketing activities that will achieve volume targets

Qualifications:

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

BDO Unibank, Inc. provides equal opportunity to all qualified candidates. Hiring decisions are based on job requirements and candidate qualifications, and shall not be influenced by any consideration of race, color, religion, sex (including sexual orientation and gender identity), national or ethnic origin, or disability. Requisition ID: 25697