Jobs in United States

The Compliance and Risk Management team ensures that Shopee complies with applicable regulations and is primed for success with the right checks and balances while safeguarding the interests of our stakeholders in an inclusive and sustainable digital ecosystem.The team manages potential risks to the company's operations and reputation through risk assessments, internal fraud control, employee training as well as the implementation of information technology policy and cyber security tools.

About the Team:

We are hiring a Financial Crime & Regulatory Compliance Lead to own and drive our Financial Crime Compliance (FCC) programme while supporting broader regulatory compliance initiatives.

This is a high-impact individual contributor role with strong visibility and influence. You will work closely with the Head of Compliance, senior management, regulators, and business teams to ensure robust compliance while enabling innovation and growth in a fast-paced digital financial services environment.

Through this role, you will have:

• Direct exposure to senior leadership and the Board.
• Meaningful influence over product launches and business decisions.
• Hands-on ownership of financial crime risk management across multiple regulated products.
• Opportunity to shape compliance practices in a scaling fintech.

Reporting & Governance

• Reports directly to the Head of Compliance and and serves as the primary point of escalation and cover.
• Senior individual contributor with responsibility to guide and mentor other Compliance team members

Job Description:

• Serve as the subject matter expert in FCC i.e. Anti-Money Laundering, Counter Financing of Terrorism & Counter Proliferation Financing and Sanctions (AML/CFT/CPF), Anti-Fraud (AF) and Anti-Bribery & Corruption (ABC), in line with regulatory requirements, industry standards, and global best practices.
• Provide practical regulatory advisory to product, operations, risk, and technology teams, translating regulatory requirements into workable controls and processes.
• Act as Secondary MLRO / AML Compliance Officer, including review and approval of Suspicious Transaction Reports (STRs) prior to submission to FIED, Bank Negara Malaysia.
• Coordinate and manage law enforcement requests, including investigation and freezing orders under AMLA, MACC Act, and Dangerous Drugs Act.
• Lead engagement with regulators, payment schemes, and industry bodies on FCC-related matters, including inspections, audits, and ongoing supervisory discussions.
• Plan and execute enterprise-wide and product-level FCC risk assessments, reviews of customer risk profiling methodologies as well as enhancements to FCC policies, procedures, and controls.
• Design and deliver training and awareness programmes for employees and the Board.
• Plan and execute compliance testing, reviews and gap assessments against applicable AML/CFT/CPF, AF, and ABC regulatory requirements.
• Prepare clear, data-driven reporting on financial crime risks and compliance matters for senior management, the Board, and regulators.

Regulatory Compliance

• Continuous develop skills and support the Head of Compliance on other non-financial crime compliance areas, including Business conduct, Customer protection and Personal data protection.
• Continuous develop skills and support the Head of Compliance on regulatory applications, licensing, and approvals, including engagement with regulators, compliance assessments for new products and services and preparation and review of regulatory submissions.

Requirements:

• Minimum 5 years’ experience in Financial Crime Compliance; experience related to fintech or digital financial services (direct working experience of exposure) is an advantage.
• Strong working knowledge of financial and credit services regulations; professional certifications (e.g. ICA, CAM) are an advantage.
• Proven experience dealing with regulators and handling STR decision-making.
• Deep understanding of digital financial products and operations, beyond traditional banking models.
• Ability to apply regulatory judgment in a fast-moving, less structured environment.
• Curious, adaptable, and willing to take ownership across new compliance areas and business lines.
• Excellent written and verbal communication skills in English, with strong presentation skills and attention to detail.