puestos de Economics en United States

The Credit Risk Analyst plays a critical role in strengthening the organization's credit risk framework by developing policies, conducting independent risk assessments, and implementing analytical models to support prudent credit decision-making. The role involves close monitoring of credit exposures, early identification of deteriorating trends, and ensuring alignment with regulatory and internal risk standards.

Key Responsibilities:

• Develop and maintain credit risk management policies and procedures to ensure robust risk governance.
• Conduct independent credit risk assessments on counterparties, portfolios, and new products.
• Design and enhance credit scoring models to support risk-based decision-making.
• Monitor credit exposures and escalate early warning signs of deterioration to senior management.
• Prepare, review, and present comprehensive risk analysis reports and recommendations to credit and risk committees.
• Ensure full compliance with internal credit policies, regulatory guidelines, and risk appetite parameters.
• Support enterprise-wide stress testing exercises and internal capital adequacy assessments (ICAAP).
• Collaborate with key stakeholders across risk, finance, and business units to strengthen the overall credit risk profile.

Key Skills & Qualifications:

• Bachelor’s or Master’s degree in Business finance, Risk Management, Economics, or a related field.
• Strong analytical and quantitative skills with experience in credit risk assessment/management areas.
• Good communication and presentation skills for effective committee-level reporting.