Sr. Business Development Executive - Gold Loan

CSB Bank; Ratnagiri; On-site; INR 250,000 - 450,000; Full time

Job summary

CSB Bank is seeking a sales-driven professional to grow the gold loan portfolio. The role involves identifying lending opportunities, assessing customer requirements, and recommending suitable financing solutions while ensuring compliance with bank policies and risk frameworks.

Experience ranges from 0 to 3 years, and a graduate degree is required. The candidate will conduct market research, network extensively, and coordinate with branches to drive sales across assigned areas in Maharashtra and

Qualifications

• 0–3 years of sales experience in financial services or banking.
• Graduate with good communication and interpersonal skills.
• Willingness to travel within assigned areas and meet clients.

Responsibilities

• Conduct market research to identify sales possibilities in the gold loan portfolio.
• Identify lending opportunities and assess customer requirements.
• Recommend suitable financing solutions while ensuring policy compliance.
• Actively seek new sales opportunities through cold calling and networking.
• Plan and carry out sales and marketing activities in assigned areas/markets.
• Schedule meetings with potential clients and evaluate their needs.
• Assist branches in organizing customer meets to promote the bank’s products.
• Participate in local events and exhibitions to promote the bank’s brand and services.
• Collaborate with teams/branches to achieve optimum results and cross-sell products.

Skills

Sales

Communication

Cold calling

Networking

Education

Graduate (Any Specialisation)

Job description

To drive business growth within the gold loan portfolio through identification of lending opportunities, assessment of customer requirements and recommendation of suitable financing solutions while ensuring compliance with Bank policies and risk frameworks.

Experience Range : 0 to 3 Years

Qualifications : Graduate (Any Specialisation)

1. Conduct market research, including area mapping, to identify sales possibilities and evaluate customer needs.
2. Actively seek out new sales opportunities through cold calling, networking, social media, existing customers and leads provided by the Bank.
3. Plan and carry out sales and marketing activities, in the assigned areas/ markets.
4. Plan and organize meeting with potential clients, evaluate their needs and achieve sales of products and services of the Bank.
5. Help branches to plan and conduct customer meets.
6. Participate in exhibitions and other local events on behalf of the Bank, in consultation and approval of reporting manager, with an objective of promoting the brand, product and services of the Bank.
7. Collaborate with team/ branches to achieve optimum results.
8. Identify and utilize opportunity for cross selling of other retail products and services of the Bank.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.