Senior Manager

Evalueserve, Inc.; Gurugram District; On-site; INR 3,000,000 - 5,000,000; Full time

Job summary

Evalueserve, Inc. in India is seeking a Senior Manager for Lending Services within Corporate & Commercial Banking to support bankers in critical credit processes.

Responsibilities cover end-to-end lending, underwriting, financial spreading, and covenant monitoring, with emphasis on delivering high-quality insights and timely deliverables. The role requires strong accounting skills and leadership to guide the team.

Qualifications

• 12+ years’ experience in corporate/commercial banking.
• Strong accounting and credit analysis expertise.
• Experience with lending platforms is preferred.
• Ability to lead and develop teams.
• Proven capability to ensure quality delivery and workflow management.

Responsibilities

• Support bankers in end-to-end lending processes and credit underwriting.
• Perform financial spreads (P&L, BS and CF) on Excel models and lending platforms.
• Calculate metrics and conduct PD/LGD analyses.
• Assess covenants per facility agreements and justify outcomes.
• Lead periodic reviews of connections and business overview.
• Analyze historical and projected financials including liquidity and leverage.
• Verify compliance with bank transaction guidelines (DSC, FCCR, LTV, interest coverage, leverage).

Skills

Strong accounting

Credit review experience

Team leadership

Lending platforms knowledge

Interpersonal skills

Analytical thinking

Education

Bachelor's/Master's degree in finance/economics/accounting

Tools

CreditLens

nCino

LexisNexis

Experian

Job description

Lending Services (Corporate & Commercial Banking) Supporting global banking clients across the end-to-end lending lifecycle, including credit underwriting, financial spreading, risk assessment, covenant monitoring, and portfolio reviews. Drive operational excellence through effective workflow management, MIS reporting, and quality delivery. The ideal candidate will bring 12+ years of corporate/commercial banking experience, strong accounting and credit analysis expertise, proven people leadership skills, and hands-on experience with lending platforms such as CreditLens, nCino, LexisNexis, or Experian.

Responsibilities

Senior Manger will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journey such as follows:

• Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit.
• Metrics calculation.
• Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters).
• Calculating covenants in line with facility agreements and providing detailed rationale for covenant Met/Breach results.
• Performing Annual/Quarterly or Half yearly reviews small or medium connections:
• Business Overview.
• Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios).
• PD/LGD analysis.
• Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.

Qualifications

• Bachelor's/Master’s degree with a major in finance, economics, accounting or from a reputed institute with 12+ years’ experience in the similar profile.

Required Skills

• Strong Accounting and financial skills.
• Understanding and experience of credit review or underwriting role is desirable.
• Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable.
• Excellent interpersonal and ability to build strong team culture.
• Ability to ensure that tasks of team members are completed in a timely manner.
• Ability to practice attentive and active listening skills.
• Challenging current thinking by implementing new ways of working.

Preferred Skills

• Strong Accounting and financial skills.

Equal Opportunity Statement

Disclaimer: The following job description serves as an informative reference for the tasks you may be required to perform. However, it does not constitute an integral component of your employment agreement and is subject to periodic modifications to align with evolving circumstances.