Credit Review - Lending Services Professional

Moodys Analytics; Gurugram District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Moodys Analytics in India seeks a CreditReview professional (Associate to Manager) to perform quality checks on annual reviews, manage the team, and engage with stakeholders.

The role spans credit reporting, financial analysis, forecasting, staffing, governance, and ensuring client SLAs, with office-based work in Gurgaon/Bengaluru/Pune and hours 10am–7pm IST.

Qualifications

• Qualified Chartered Accountant or MBA Finance or CFA or M.Com or equivalent degree.
• Excellent written verbal communication skills and ability to build effective relationships with various stake holders.
• Ability to multi-task independently under tight timelines and eye for details.
• 2-12 years of relevant experience in credit industry.

Responsibilities

• Quality check of Annual reviews covering financial statement, performance and trend analysis for assessing the credit worthiness of corporates.
• Making sure credit reports (annual/quarterly reviews) include profile of the counterparty, key rating considerations, credit risk assessment, (including financial peer analysis, rating rationale, outlook etc).
• Managing internal and external stakeholders
• Responsible for staffing, governance set-up, meeting the client SLAs.
• Adding value to the team and cross training of resources
• Excellent understanding of forecast excel models

Education

Chartered Accountant

MBA Finance

CFA

M.Com

Job description

Job Title: CreditReview-Lending Services (Associate/ Sr Associate/ Delivery Lead/ Manager)

• Location: Gurgaon/Bangalore/Pune (Work From Office)
• Work hours: 10am to 7pm IST
• Department: Lending Services
• Experience Level: 2-12 years

Job Purpose

We are looking for apassionate, energetic individual to join our Lending Services division. Youwill be required to perform quality check of annual reviews, team managementand stakeholder management

Key Responsibilities

• Quality check of Annual reviews covering financial statement, performance and trend analysis for assessing the credit worthiness of corporates.
• Making sure credit reports (annual/quarterly reviews) include profile of the counterparty, key rating considerations, credit risk assessment, (including financial peer analysis, rating rationale, outlook etc).
• Managing internal and external stakeholders
• Responsible for staffing, governance set-up, meeting the client SLAs.
• Adding value to the team and cross training of resources
• Excellent understanding of forecast excel models

Key Competencies

• Strong understanding of credit principles, credit review/ appraisal, credit rating, report writing, capital structure, EBITDA ratio analysis for mid/ large corporates
• Qualified Chartered Accountant or MBA Finance or CFA or M.Com or equivalent degree
• Excellent written verbal communication skills and ability to build effective relationships with various stake holders
• Ability to multi-task independently under tight timelines and eye for details
• 2-12 years of relevant experience in credit industry