Credit Research | Sr. Analyst

Evalueserve, Inc.; Delhi; Hybrid; INR 800,000 - 1,400,000; Full time

Job summary

Evalueserve, Inc. is seeking a credit analyst to join the Asset & Wealth Management team in Delhi. You will build and maintain excel-based financial models, perform credit analysis, and benchmark portfolio companies using industry metrics and capital structure factors.

You will also review credit agreements, prepare write-ups, and present investment recommendations to clients. The role requires MBA with 3-5 years of related experience, strong communication, and proficiency with Bloomberg or

Qualifications

• Excellent understanding of credit research concepts.
• Experience with financial modeling and writing credit reports is preferable.
• Comfort with databases like Bloomberg, Capital IQ etc.
• Excellent communication skills; Experience in handling client calls and other client communication.
• Excellent attention to detail with ability to ensure high quality of deliverables.
• Ability to work under pressure and manage strict deadlines.
• MBA with 3-5 years of related experience.

Responsibilities

• Responsible for credit analysis using credit metrics (liquidity, coverage, solvency etc.).
• Creating and maintaining excel based financial models with forecasts and benchmarking companies on financial and operating metrics.
• Responsible for building detailed financial models that includes industry research, capital structure analysis, peers comparison, and recovery analysis.
• Incorporate acquisition/merger announcements or long-term business plan projections in existing models.
• Reviewing credit agreements and bond indentures for covenant package and incorporating them in models for covenant testing.
• Publishing quarterly and annual write-ups on portfolio companies with investment recommendations based on trends and projections.
• Explaining the rationale to clients/onshore team behind industry drivers, company KPIs, business strategy, model assumptions, and investment recommendations.
• Extensive company valuation involving DCF, DDM, trading and transaction multiples, etc.
• Listening to and summarizing earnings conference calls on a quarterly basis.
• Responsible for writing credit reviews, including Credit Ratios Analysis, Covenant Analysis, Capital Structure Analysis.
• Credit Comparable
• Impact of Macro factors and qualitative factors on creditworthiness
• Identifying credit strengths and weaknesses
• Writing sector summaries
• Preparation of financial models using financial statements, debt schedule, and financial forecast.
• Extraction of debt related information from database.

Skills

Credit analysis

Financial modeling

Credit research

Client communication

Attention to detail

Education

MBA

Tools

Bloomberg

Capital IQ

Job description

About Asset & Wealth Management (PS&AWM)

Evalueserve is a leading global professional services firm specializing in research support. We partner with top companies around the world to provide them with valuable insights, innovative solutions, and strategic guidance that help our clients navigate the complex landscape and maximize their investment outcomes. Our work spans across industries, including finance, healthcare, technology, and more.

As a member of the Professional Services & Asset & Wealth Management team, you will have the opportunity to work on exciting projects that shape the future of businesses. You will become an integral part of a dynamic team that leverages cutting-edge technologies, data driven insights, and deep industry expertise to drive meaningful impact for our clients. You will collaborate with industry experts, thought leaders, and talented colleagues from diverse backgrounds.

What you will be doing at Evalueserve

• Responsible for credit analysis using credit metrics (liquidity, coverage, solvency etc.)
• Creating and maintaining excel based financial models with forecasts and benchmarking companies on financial and operating metrics
• Responsible for building detailed financial models that includes industry research, capital structure analysis, peers comparison, and recovery analysis
• Incorporate acquisition/merger announcements (merger models) or long-term business plan projections in the existing model of the portfolio companies
• Reviewing credit agreements and bond indentures for the covenant package and incorporating them in models for covenant testing
• Publishing quarterly and annual write-ups on portfolio companies that includes investment recommendations based on past trends and financial model projections
• Explaining the rationale to clients/onshore team behind industry drivers, company KPIs, business strategy, model assumptions, and investment recommendations
• Extensive company valuation involving approaches such as DCF, DDM, Trading and transaction multiples, etc.
• Listening to and summarizing earnings conference calls on a quarterly basis
• Responsible for writing credit reviews, including
• Credit Ratios Analysis, Covenant Analysis, Capital Structure Analysis
• Credit Comparable
• Impact of Macro factors (Economy, Industry) and qualitative factors including Business/Asset Quality, Management etc. on the creditworthiness of a company
• Identifying credit strengths and weaknesses
• Writing sector summaries
• Preparation of financial models using financial statements, debt schedule, and financial forecast
• Extraction of debt related information, e.g. price, maturity, Yield, Z-spread, CDS etc. from database

What were looking for

• Excellent understanding of credit research concepts
• Experience with financial modeling and writing credit reports is preferable
• Comfort with databases like Bloomberg, Capital IQ etc.
• Excellent communication skills; Experience in handling client calls and other client communication
• Excellent attention to detail with ability to ensure high quality of deliverables
• Ability to work under pressure and manage strict deadlines
• MBA with 3-5 years of related experience

Disclaimer:

The following job description serves as an informative reference for the tasks you may be required to perform. However, it does not constitute an integral component of your employment agreement and is subject to periodic modifications to align with evolving circumstances.