Senior Analyst|| Annual Reviews

Evalueserve, Inc.; Gurugram District; On-site; INR 600,000 - 900,000; Full time

Job summary

Evalueserve is seeking a Senior Analyst for Lending Services (Corporate & Commercial Banking) to support end-to-end lending processes including underwriting, financial spreading, and covenant monitoring. The role emphasizes strong accounting, credit analysis, and leadership to drive quality delivery.

The ideal candidate will have 3+ years of corporate/commercial banking experience, hands-on familiarity with CreditLens, nCino, LexisNexis, or Experian, and a track record of team collaboration and

Qualifications

• 3+ years of experience in corporate/commercial banking or similar profile.
• Bachelor's or Master’s degree in finance/economics/accounting from a reputed institute.
• Strong accounting and financial skills required.

Responsibilities

• Support bankers in end-to-end lending processes across the lending journey.
• Perform financial spreads (PL, BS, CF) on Excel models or lending platforms with key credit inputs.
• Calculate PD/LGD and analyze covenants per facility agreements with detailed rationale.

Skills

Accounting & finance

Credit underwriting

Team leadership

Communication

Time management

Active listening

Problem solving

Education

Bachelor's/Master’s in finance/economics/accounting

Tools

CreditLens

nCino

LexisNexis

Experian

Job description

Lending Services (Corporate & Commercial Banking) Supporting global banking clients across the end-to-end lending lifecycle, including credit underwriting, financial spreading, risk assessment, covenant monitoring, and portfolio reviews. Drive operational excellence through effective workflow management, MIS reporting, and quality delivery. The ideal candidate will bring 3+ years of corporate/commercial banking experience, strong accounting and credit analysis expertise, proven people leadership skills, and hands‑on experience with lending platforms such as CreditLens, nCino, LexisNexis, or Experian.

Responsibilities

Senior Analyst will join the Lending Services (Corporate and commercial banking) team at Evalueserve, supporting bankers in critical lending/credit processes across end-to-end lending journey such as follows:

• Financials spreading (PL, BS and CF) on excel based model or lending platform along with key credit.
• Metrics calculation.
• Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative Parameters).
• Calculating covenants in line with facility agreements and providing detailed rationale for covenant Met/Breach results.
• Performing Annual/Quarterly or Half yearly reviews small or medium connections:
• Business Overview.
• Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios).
• PD/LGD analysis.
• Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, Interest cover, leverage etc.) or any other sector-based guideline.

Qualifications

• Bachelor's/Master’s degree with a major in finance, economics, accounting or from a reputed institute with 3+ years’ experience in the similar profile.

Required Skills

• Strong Accounting and financial skills.
• Understanding and experience of credit review or underwriting role is desirable.
• Experience on lending platforms or credit search platforms like Credit lens, nCino, Lexis/Nexis, Experian would be preferable.
• Excellent interpersonal and ability to build strong team culture.
• Ability to ensure that tasks of team members are completed in a timely manner.
• Ability to practice attentive and active listening skills.
• Challenging current thinking by implementing new ways of working.

Preferred Skills

• Strong Accounting and financial skills.

Disclaimer: The following job description serves as an informative reference for the tasks you may be required to perform. However, it does not constitute an integral component of your employment agreement and is subject to periodic modifications to align with evolving circumstances.