Credit Risk Manager- US

Wipfli India; Bengaluru; Presencial; INR 4.000.000 - 7.000.000; Jornada completa

Descripción de la vacante

Wipfli India seeks a senior risk advisory professional to lead multi-workstream client engagements end-to-end, setting the approach and managing risk across teams.

You will mentor junior talent, optimize staffing, and oversee loan credit reviews with regulatory compliance for US-based financial institutions. Collaboration with onshore teams and executives is essential to ensure a streamlined client experience.

Formación

• 15-20 years of banking experience with focus on lending, credit analysis and loan review.
• Knowledge of US banking rules and regulations; strong regulatory exposure.
• Experience with regulatory compliance for US-based financial institutions.
• Experience managing multiple projects end-to-end including scoping and delivery.
• Strong performance management, people development and stakeholder management.
• Experience working with overseas teams is essential.

Responsabilidades

• Develop client relationships and act as primary contact for engagements, including scoping and timelines.
• Lead multi-workstream engagements end-to-end and manage risk and escalations.
• Mentor junior talent and optimize staffing and capacity.
• Review commercial loans and ensure compliance with policy and regulations.
• Oversee credit risk analysis and appropriate risk grades for loans.
• Coordinate with onshore teams and US relationship executives for a streamlined experience.
• Monitor budget vs. actuals and drive timely delivery of deliverables.
• Ensure adherence to Bank Secrecy Act and applicable US banking laws.

Conocimientos

Leadership

English proficiency

Analytical thinking

Detail-oriented

Client relationships

Project planning

Stakeholder management

Communication across US/India

Time management

Microsoft Office suite

CaseWare experience

DiCom CQS experience

Educación

Accounting/Finance degree (M.Com/B.Com/MBA)

Herramientas

CaseWare

DiCom CQS

Adobe

Descripción del empleo

Lead multi-workstream client engagements end-to-end, setting approach and managing risk

and escalations, integrating outputs across teams, managing expectations and mentoring junior

talent to uplift execution quality

• Meet quantitative expectations of charge time and utilization (1,495 hours for a total of 65% of time worked)
• Develop client relationships and serve as primary contact for assigned client engagements including for scoping, planning and timelines. Maintain regular communication with the onshore team, client and relationship executive for streamlined client experience
• Optimize staffing and capacity and remove blockers. Effectively plan, allocate tasks and manage work teams on engagements to meet client deliverable timeframes with delivery of high-quality work product
• Review a sample of commercial loans of financial institutions to ensure that acceptable credit standards are maintained and that loans conform to established company policy and any applicable regulatory requirements.
• Analysis of the credit risks within individual commercial loans and commercial mortgages and opine on the appropriateness of risk grades for the loans reviewed.
• Review documentation relating to origination and renewals, collateral, insurance, flood certification(s) etc. Document compliance with loan policies, lending procedures and applicable regulations with the application.
• Document observations, deviations that need to be discussed with the client.
• Conduct activities consistent with established banking policies, procedures and systems, Bank Secrecy Act and all applicable State and Federal laws and regulations in the United States of America.
• Manage performance, staffing, and development plans; build a diverse, high-trust team culture. Provide guidance, coaching and actionable feedback to seniors/assistant managers.
• Monitor budget vs. actuals for the workstream; recommend corrective actions early
• Effectively lead calls with the onshore (US) team to discuss team progress, quality and

productivity.

• Manage the team in providing other risk advisory services to financial services and other

industry clients as required.

Essential Qualifications and Experience

• Master’s or bachelor’s degree in accounting or finance (M. Com/B. Com/MBA). Major in

Banking would be a plus.

• 15-20 years of experience in the banking industry with a focus in lending, credit analysis and loan review.
• Knowledge and experience in US banking industry with good knowledge of applicable rules

and regulations is strongly preferred.

• Good knowledge and understanding of business banking and commercial loan products

and lending credit policies/guidelines.

• Good knowledge of commercial lending, agricultural lending, real estate development and

construction lending, and the required collateral documents for each type.

• Experience in regulatory compliance for US based financial institutions is preferred.
• Experience managing multiple projects from start to end, including involvement in scoping and ownership of planning, execution, reporting and delivery.
• Strong experience in performance management and people development, stakeholder management, escalation management, and ability to communicate effectively with other leaders, both internally and externally.
• Prior experience of working with overseas teams is essential.

Skills & Abilities:

• Good spoken and written English
• Strong analytical skills and critical thinking ability
• Self-motivated and detail-oriented
• Strong desire and capacity to learn
• Strong leadership skills with self-accountability
• Ability to develop people and client relationships
• Ability to plan and prioritize multiple projects, follow through on requests, take initiative,work under pressure and meet deadlines.
• Able to generate quality work products in a timely manner with strong attention to detail.
• Able to communicate well with team members and leaders across US and India.
• Ability to grasp new things quickly and apply learnings
• Team player with strong interpersonal and communication skills
• Good knowledge of Microsoft Outlook, Excel and Word, and Adobe.
• Prior experience with CaseWare or DiCom CQS is a plus.