Sales Officer (LAP - Product)

Buzzworks Business Services; Madurai District, Dindigul, Theni; On-site; INR 250,000 - 350,000; Full time

Job summary

Buzzworks Business Services in Tamil Nadu invites a field sales professional to acquire LAP clients through visits, cold calling, and collaboration with DST/DSAs. You will explain loan terms, eligibility, and repayment options; promote ancillary financial products alongside the primary LAP loan.

The ideal candidate has strong knowledge of property valuation, mortgage norms, and local real estate markets, with the ability to analyze financial statements for self-employed applicants.

Qualifications

• 1+ year NBFC or secured loan experience.
• Experience with LAP preferred.
• Field sales experience in financial services.

Responsibilities

• Identify and acquire LAP clients through field visits and direct sales.
• Explain loan terms, eligibility criteria, and repayment structures to borrowers.
• Promote ancillary products like insurance or CASA.
• Manage DSA/partner networks and maintain compliance.

Skills

Field visits

Cold calling

Negotiation

Financial analysis

Job description

Role & responsibilities

Identify and acquire new Loan Against Property (LAP) clients through field visits, cold calling, direct sales teams (DST), and Direct Sales Agents (DSAs). Meet potential borrowers to explain loan terms, interest rates, eligibility criteria, and repayment structures. Promote ancillary financial products such as insurance, credit cards, or CASA accounts alongside the primary loan.

• Strong understanding of property valuation, mortgage legal norms, and local real estate markets.
• Ability to analyze financial statements (Balance Sheet, Profit & Loss) for self-employed applicants.
• DSA/partner network management and negotiation skills.
• Good communication, target-driven sales orientation, and compliance awareness.

Preferred candidate profile

Min 1year NBFC or Secured loan Experienced candidates we are focusing for this post.