Sales Manager

Peoples Cooperative Society; Vizianagaram; On-site; INR 250,000 - 500,000; Full time

Job summary

Peoples Cooperative Society in India is seeking a target-oriented LAP Officer to drive business for Loan Against Property products. You will source new customers, explain loan features, and coordinate documentation to ensure smooth disbursement.

The role requires field visits, strong communication, and the ability to meet monthly sales targets while maintaining accurate records. Travel for customer acquisition is expected; you will work with brokers and referral partners.

Qualifications

• Bachelor’s degree or equivalent.
• Experience in LAP or secured lending preferred.
• Strong communication, negotiation, and customer-handling skills.
• Willingness to travel for field visits and customer acquisition.

Responsibilities

• Generate leads and source customers for LAP loans.
• Identify potential customers through field visits, referrals, and other sales channels.
• Explain loan products, eligibility criteria, rates, and terms to customers.
• Collect KYC, income, and property-related documents.
• Assess preliminary eligibility and property details before submitting applications.
• Coordinate with credit, legal, technical, and operations teams.
• Follow up on applications to ensure timely approval and disbursement.
• Build and maintain relationships with customers, brokers, DSAs, and referral partners.
• Achieve monthly sales targets and maintain a healthy pipeline.
• Maintain accurate customer records and sales reports.

Skills

LAP / Mortgage Loan Sales

Lead Generation

Field Sales

Customer Relationship Management

Loan Documentation

Credit Assessment

Target Achievement

Education

Any Graduate

Job description

Job SummaryWe are looking for a target-oriented LAP Officer to generate business for Loan Against Property products. The candidate will be responsible for sourcing new customers, identifying potential borrowers, coordinating loan documentation, and ensuring smooth loan processing and disbursement.Key Responsibilities

• Generate leads and source customers for Loan Against Property (LAP) loans.
• Identify potential customers through direct marketing, field visits, referrals, and other sales channels.
• Explain loan products, eligibility criteria, interest rates, and repayment terms to customers.
• Conduct customer visits and collect necessary KYC, income, and property-related documents.
• Assess preliminary customer eligibility and property details before submitting loan applications.
• Coordinate with credit, legal, technical, and operations teams for loan processing.
• Follow up on applications to ensure timely approval and disbursement.
• Build and maintain relationships with customers, brokers, DSAs, and other referral partners.
• Achieve monthly sales targets and maintain a healthy business pipeline.
• Maintain accurate customer records, sales reports, and follow-up details.
• Ensure compliance with company policies, KYC norms, and applicable lending guidelines.

Required Qualifications

• Any Graduate;
• Experience in LAP, mortgage loans, home loans, or other secured lending products is preferred.
• Good communication, negotiation, and customer-handling skills.
• Knowledge of loan documentation, basic credit assessment, and property-related documents.
• Willingness to travel for field visits and customer acquisition.
• Ability to achieve sales targets and work independently.

Key Skills

• LAP / Mortgage Loan Sales
• Lead Generation and Customer Acquisition
• Field Sales and Marketing
• Customer Relationship Management
• Loan Documentation and Follow-up
• Basic Credit Assessment
• Target Achievement and Negotiation

Compensation: Salary as per experience and company norms.