Sales Officer LAP

Peoples Cooperative Society; Gudivada, NTR, Guntur District; On-site; INR 250,000 - 400,000; Full time

Job summary

Peoples Cooperative Society is hiring a target-oriented LAP Officer to generate business for Loan Against Property products. You will source customers, coordinate loan documentation, and ensure smooth processing and disbursement.

The role requires field visits, direct marketing, and strong relationship-building with clients and referral partners. The ideal candidate has experience in LAP or secured lending, excellent communication, and the ability to meet monthly sales targets while adhering to

Qualifications

• Educational qualification: Any Graduate.
• Experience in LAP, mortgage loans, home loans, or other secured lending products is preferred.
• Excellent communication, negotiation, and customer-handling skills.
• Knowledge of loan documentation, basic credit assessment, and property-related documents.
• Willingness to travel for field visits and customer acquisition.
• Ability to achieve sales targets and work independently.

Responsibilities

• Generate leads and source customers for LAP loans.
• Identify potential customers through direct marketing, field visits, referrals, and other sales channels.
• Explain loan products, eligibility criteria, interest rates, and repayment terms to customers.
• Conduct customer visits and collect necessary KYC, income, and property-related documents.
• Assess preliminary customer eligibility and property details before submitting loan applications.
• Coordinate with credit, legal, technical, and operations teams for loan processing.
• Follow up on applications to ensure timely approval and disbursement.
• Build and maintain relationships with customers, brokers, DSAs, and other referral partners.
• Achieve monthly sales targets and maintain a healthy business pipeline.
• Maintain accurate customer records, sales reports, and follow-up details.
• Ensure compliance with company policies, KYC norms, and applicable lending guidelines.

Skills

Lead Generation

Customer Acquisition

Field Sales

CRM

Loan Documentation

Credit Assessment

Sales Targeting

Negotiation

Communication Skills

Education

Any Graduate

Job description

Job Summary

We are looking for a target-oriented LAP Officer to generate business for Loan Against Property products. The candidate will be responsible for sourcing new customers, identifying potential borrowers, coordinating loan documentation, and ensuring smooth loan processing and disbursement.

Key Responsibilities

• Generate leads and source customers for Loan Against Property (LAP) loans.
• Identify potential customers through direct marketing, field visits, referrals, and other sales channels.
• Explain loan products, eligibility criteria, interest rates, and repayment terms to customers.
• Conduct customer visits and collect necessary KYC, income, and property-related documents.
• Assess preliminary customer eligibility and property details before submitting loan applications.
• Coordinate with credit, legal, technical, and operations teams for loan processing.
• Follow up on applications to ensure timely approval and disbursement.
• Build and maintain relationships with customers, brokers, DSAs, and other referral partners.
• Achieve monthly sales targets and maintain a healthy business pipeline.
• Maintain accurate customer records, sales reports, and follow-up details.
• Ensure compliance with company policies, KYC norms, and applicable lending guidelines.

Required Qualifications

• Any Graduate;
• Experience in LAP, mortgage loans, home loans, or other secured lending products is preferred.
• Good communication, negotiation, and customer-handling skills.
• Knowledge of loan documentation, basic credit assessment, and property-related documents.
• Willingness to travel for field visits and customer acquisition.
• Ability to achieve sales targets and work independently.

Key Skills

• LAP / Mortgage Loan Sales
• Lead Generation and Customer Acquisition
• Field Sales and Marketing
• Customer Relationship Management
• Loan Documentation and Follow-up
• Basic Credit Assessment
• Target Achievement and Negotiation

Compensation

Salary as per experience and company norms.