Credit Processing Analyst

Digitide; Raipur; Sur place; INR 350 000 - 550 000; Plein temps

Résumé du poste

Digitide in India is seeking a Credit Processing Analyst to ensure accurate and timely processing of credit applications and related documentation, working closely with the customer care team.

The role emphasizes compliance with policies, attention to detail, and the use of credit processing software. You will maintain precise records and contribute to evaluating credit trends for risk management.

Qualifications

• Bachelor's degree in finance, business administration, or a related field is preferred.
• Minimum of 2 years of experience in credit processing or a similar role.
• Strong knowledge of financial services and credit regulations.
• Excellent attention to detail and analytical skills.
• Proficiency in using credit processing software and systems.
• Ability to work independently and manage multiple tasks simultaneously.
• Effective communication and interpersonal skills for customer interaction.
• A proactive and solution-oriented approach to problem-solving.
• Familiarity with data analysis tools is an asset.
• Willingness to learn and adapt to new processes and technologies.

Responsabilités

• Process and review credit applications, ensuring compliance with policies and regulations.
• Verify and validate customer information and documentation for creditworthiness.
• Collaborate with the customer care team to address customer inquiries and concerns regarding credit processing.
• Maintain accurate records and documentation of credit transactions.
• Monitor and analyze credit trends and patterns to identify potential risks or areas for improvement.
• Assist in the development and implementation of credit processing procedures and guidelines.
• Conduct periodic reviews of credit files to ensure accuracy and completeness.
• Provide support and guidance to other team members in credit-related matters.
• Stay updated with industry trends and best practices in credit processing.
• Ensure data security and confidentiality in all credit-related activities.

Connaissances

Attention to detail

Analytical skills

Customer interaction

Credit regulations

Credit software experience

Formation

Bachelor's degree in finance, business administration, or related field

Description du poste

As a Credit Processing Analyst, you will play a vital role in our companys back-office operations. Your primary responsibility will be to ensure the accurate and timely processing of credit applications and related documentation. You will work closely with our customer care team to resolve any queries or issues related to credit processing, providing excellent customer service and maintaining positive relationships.

Responsibilities

• Process and review credit applications, ensuring compliance with policies and regulations.
• Verify and validate customer information and documentation for creditworthiness.
• Collaborate with the customer care team to address customer inquiries and concerns regarding credit processing.
• Maintain accurate records and documentation of credit transactions.
• Monitor and analyze credit trends and patterns to identify potential risks or areas for improvement.
• Assist in the development and implementation of credit processing procedures and guidelines.
• Conduct periodic reviews of credit files to ensure accuracy and completeness.
• Provide support and guidance to other team members in credit-related matters.
• Stay updated with industry trends and best practices in credit processing.
• Ensure data security and confidentiality in all credit-related activities.

Qualifications

• A bachelors degree in finance, business administration, or a related field is preferred.
• Minimum of 2 years of experience in credit processing or a similar role.
• Strong knowledge of financial services and credit regulations.
• Excellent attention to detail and analytical skills.
• Proficiency in using credit processing software and systems.
• Ability to work independently and manage multiple tasks simultaneously.
• Effective communication and interpersonal skills for customer interaction.
• A proactive and solution-oriented approach to problem-solving.
• Familiarity with data analysis tools is an asset.
• Willingness to learn and adapt to new processes and technologies.