Credit Processing Analyst

Digitide; Sri Ganganagar; On-site; INR 350,000 - 550,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst in India to manage back-office credit operations. You will process applications, perform analyses to assess risk, maintain records, and ensure excellent customer service while collaborating with underwriting and operations teams.

The role requires at least a bachelor's degree in finance or related field, 2+ years of experience, and strong analytical and communication skills.

Qualifications

• Bachelor's degree in finance, business, or a related field preferred.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong analytical skills and attention to detail with the ability to interpret financial data.
• Excellent written and verbal communication to interact with customers and internal teams.

Responsibilities

• Process credit applications and perform thorough credit analyses to assess risk and make informed decisions.
• Maintain accurate and up-to-date customer records, ensuring data integrity and confidentiality.
• Communicate with customers to gather necessary information, clarify doubts, and provide timely updates on their credit applications.
• Collaborate with underwriting and operations to ensure a seamless credit processing journey for customers.
• Identify and resolve customer issues promptly, offering effective solutions and maintaining high customer satisfaction.
• Stay updated with industry trends, regulations, and best practices in credit processing to enhance our services.
• Prepare and present regular reports on credit processing activities, highlighting key metrics and areas for improvement.
• Assist in developing and implementing strategies to streamline credit processing, improve efficiency, and reduce turnaround times.
• Provide training and support to junior team members, fostering a culture of continuous learning and improvement.

Skills

Credit analysis

Data interpretation

Risk assessment

Attention to detail

Customer service

Communication skills

Education

Bachelor's degree in finance, business, or related field

Tools

Credit processing software

MS Excel

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we've been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we've been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We're more than just a service provider we're a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Processing Analyst, you will play a vital role in our organization's back-office operations. Your primary responsibility will be to ensure smooth and efficient credit processing, maintaining accurate records, and providing exceptional customer service. You will be the bridge between our company and our valued customers, ensuring a positive and satisfying experience.

Responsibilities

• Process credit applications and perform thorough credit analyses to assess risk and make informed decisions.
• Maintain accurate and up-to-date customer records, ensuring data integrity and confidentiality.
• Communicate with customers to gather necessary information, clarify doubts, and provide timely updates on their credit applications.
• Collaborate with other departments, such as underwriting and operations, to ensure a seamless credit processing journey for customers.
• Identify and resolve customer issues promptly, offering effective solutions and maintaining high customer satisfaction.
• Stay updated with industry trends, regulations, and best practices in credit processing to enhance our services.
• Prepare and present regular reports on credit processing activities, highlighting key metrics and areas for improvement.
• Assist in developing and implementing strategies to streamline credit processing, improve efficiency, and reduce turnaround times.
• Provide training and support to junior team members, fostering a culture of continuous learning and improvement.

Qualifications

• A bachelor's degree in finance, business, or a related field is preferred.
• Minimum 2 years of experience in credit processing or a similar role, with a proven track record of success.
• Strong analytical skills and attention to detail, with the ability to interpret financial data and make sound decisions.
• Excellent communication skills, both written and verbal, to interact effectively with customers and internal teams.
• Proficiency in using credit processing software and tools, as well as basic computer applications.
• Ability to work independently, manage multiple tasks, and prioritize effectively in a fast-paced environment.
• A customer-centric approach, with a focus on building positive relationships and delivering exceptional service.
• Willingness to stay updated with industry trends and regulations, and a commitment to continuous professional development.
• Strong problem-solving skills and the ability to think critically and creatively to resolve complex issues.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we've been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we've been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We're more than just a service provider we're a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 261770
• Job Category Customer Support/Operations | BPM