Credit Processing Analyst

Digitide; Jagtial; On-site; INR 360,000 - 480,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst to handle credit inquiries and processing in our back-office operations. You will evaluate creditworthiness, maintain records, and ensure data integrity to deliver a smooth customer experience.

The role requires a finance or business degree and at least two years of credit processing experience, with strong analytical skills and attention to detail in a fast-paced environment.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field is required.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit policies, procedures, and regulations.
• Excellent analytical and decision-making skills, with the ability to interpret financial data.
• Proficiency in using credit processing software and MS Office applications.
• Effective communication skills, both written and verbal, to interact with customers and colleagues.
• Ability to work independently and manage multiple tasks simultaneously.
• Attention to detail and a commitment to accuracy in credit processing.

Responsibilities

• Process and review credit applications, ensuring compliance with company policies and regulations.
• Evaluate creditworthiness of customers and make informed decisions on credit approvals.
• Maintain accurate records of credit transactions and ensure data integrity.
• Handle customer inquiries related to credit processes, providing clear and concise information.
• Collaborate with other departments to resolve complex credit-related issues and ensure customer satisfaction.
• Monitor and analyze credit trends, identifying potential risks and opportunities for improvement.
• Implement and maintain efficient credit processing systems and workflows.
• Stay updated with industry best practices and regulations related to credit processing.
• Provide training and support to junior team members on credit procedures.
• Prepare periodic reports on credit processing activities and performance.

Skills

Analytical skills

Decision-making

Communication skills

Attention to detail

Multitasking

MS Office

Education

Bachelor's degree in Finance, Business Administration, or a related field

Tools

Credit processing software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Processing Analyst, you will play a vital role in our organization's back-office operations. Your primary responsibility will be to handle credit-related inquiries and processes, ensuring a smooth and efficient customer experience. This role requires a strong understanding of credit procedures and the ability to provide accurate and timely support to our customers.

Responsibilities

• Process and review credit applications, ensuring compliance with company policies and regulations.


• Evaluate creditworthiness of customers and make informed decisions on credit approvals.


• Maintain accurate records of credit transactions and ensure data integrity.


• Handle customer inquiries related to credit processes, providing clear and concise information.


• Collaborate with other departments to resolve complex credit-related issues and ensure customer satisfaction.


• Monitor and analyze credit trends, identifying potential risks and opportunities for improvement.


• Implement and maintain efficient credit processing systems and workflows.


• Stay updated with industry best practices and regulations related to credit processing.


• Provide training and support to junior team members on credit procedures.


• Prepare periodic reports on credit processing activities and performance.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.


• Minimum 2 years of experience in credit processing or a similar role.


• Strong knowledge of credit policies, procedures, and regulations.


• Excellent analytical and decision-making skills, with the ability to interpret financial data.


• Proficiency in using credit processing software and MS Office applications.


• Effective communication skills, both written and verbal, to interact with customers and colleagues.


• Ability to work independently and manage multiple tasks simultaneously.


• Attention to detail and a commitment to accuracy in credit processing.


• Willingness to stay updated with industry trends and best practices.


• A team player with a positive attitude and a customer-centric approach.

Job Info

• Job Identification 265526


• Job Category Customer Support/Operations | BPM