Credit Processing Analyst

Digitide; Aurangabad; On-site; INR 420,000 - 640,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst to join our CLM Domestic BFSI back office. You will process and review credit applications, perform risk assessments, and maintain data integrity while guiding customers through the credit process.

You will collaborate with the customer care team, ensure regulatory compliance, and help develop policies. The role requires a Bachelor's in Finance or related field and 2+ years in credit processing, with strong analytical and communication skills.

Qualifications

• Bachelor's degree in Finance, Business, or a related field.
• Strong analytical and problem-solving skills.
• Excellent communication and customer service abilities.
• Proficiency in MS Office and credit processing software.
• Ability to work independently and manage multiple tasks.
• Attention to detail and a commitment to accuracy.
• Knowledge of credit regulations and compliance standards.
• Willingness to learn and adapt to new processes.
• A proactive and solution-oriented mindset.

Responsibilities

• Process and review credit applications, ensuring accuracy and regulatory compliance.
• Conduct thorough credit assessments and approve/deny based on risk.
• Maintain and update customer records with data integrity and confidentiality.
• Communicate with customers about their applications and provide updates.
• Collaborate with customer care to ensure a seamless experience.
• Identify and mitigate potential credit risks and losses.
• Generate and analyze credit reports for business decisions.
• Stay updated with industry trends and best practices in credit processing.
• Assist in developing and implementing credit policies and procedures.
• Ensure compliance with legal and regulatory requirements in credit processing.

Skills

Analytical thinking

Problem solving

Communication

Customer service

MS Office

Credit processing software

Independence

Attention to detail

Regulatory compliance

Learning agility

Proactive mindset

Education

Bachelor in Finance/Business or related field

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Processing Analyst, you will play a vital role in our CLM Domestic BFSI | Manpower - Back office department. Your primary responsibility will be to process and manage credit applications, ensuring a smooth and efficient workflow. You will be the key point of contact for customers, providing support and guidance throughout the credit process. This role requires a high level of attention to detail and the ability to work independently.

Responsibilities

• Process and review credit applications, ensuring accuracy and compliance with regulations.
• Conduct thorough credit assessments and make informed decisions on credit approvals.
• Maintain and update customer records, ensuring data integrity and confidentiality.
• Communicate with customers regarding their credit applications, providing updates and resolving queries.
• Collaborate with the customer care team to ensure a seamless customer experience.
• Identify and mitigate potential credit risks, implementing strategies to minimize losses.
• Generate and analyze credit reports, providing insights for business decision-making.
• Stay updated with industry trends and best practices in credit processing.
• Assist in developing and implementing credit policies and procedures.
• Ensure compliance with legal and regulatory requirements in credit processing.

Qualifications

• Bachelor's degree in Finance, Business, or a related field.
• 2+ years of experience in credit processing or a similar role.
• Strong analytical and problem-solving skills.
• Excellent communication and customer service abilities.
• Proficiency in MS Office and credit processing software.
• Ability to work independently and manage multiple tasks.
• Attention to detail and a commitment to accuracy.
• Knowledge of credit regulations and compliance standards.
• Willingness to learn and adapt to new processes.
• A proactive and solution-oriented mindset.

Job Info

• Job Identification 266825
• Job Category Customer Support/Operations | BPM