Credit Processing Analyst

Digitide; Farrukhabad; On-site; INR 420,000 - 640,000; Full time

Job summary

Digitide is seeking a Credit Processing Analyst to join its back-office team. The role focuses on managing and processing credit applications with high attention to detail in a fast-paced environment.

Responsibilities include reviewing applications, verifying data, conducting credit checks, and ensuring compliance with policies. Collaboration across departments and maintaining thorough records are essential for delivering a seamless customer experience.

Qualifications

• Bachelor’s degree in finance, business, or a related field preferred.
• Minimum 2 years of experience in credit processing or similar roles might be beneficial.
• Strong knowledge of credit policies, procedures, and regulations.
• Attention to detail and organizational skills.
• Proficiency with MS Office and credit processing software.
• Ability to work independently and manage multiple tasks.

Responsibilities

• Review and analyze credit applications for accuracy and completeness.
• Process credit applications: data entry, verification, and validation.
• Conduct credit checks and assessments following company policies and regulations.
• Communicate status and updates to customers on their credit applications.
• Collaborate with other departments to ensure smooth processing and accurate records.
• Maintain documentation of all credit-related activities and resolve discrepancies.

Skills

Attention to detail

Communication skills

Analytical mindset

Independent work

Problem solving

Customer-centric

Education

Bachelor's degree in finance or business

Tools

MS Office

Credit processing software

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

The Credit Processing Analyst will be an integral part of our back-office team, responsible for managing and processing credit applications and ensuring a smooth customer experience. This role requires a high level of attention to detail and the ability to work efficiently in a fast-paced environment.

Responsibilities

• Review and analyze credit applications, ensuring accuracy and completeness of information.
• Process credit applications, including data entry, verification, and validation.
• Conduct thorough credit checks and assessments, adhering to company policies and regulations.
• Communicate with customers regarding their credit applications, providing updates and addressing inquiries.
• Collaborate with other departments to ensure a seamless credit processing journey for customers.
• Maintain accurate records and documentation of all credit-related activities.
• Identify and resolve any issues or discrepancies in credit applications promptly.
• Stay updated with industry trends and best practices in credit processing.
• Assist in implementing process improvements to enhance efficiency and customer satisfaction.

Qualifications

• A bachelor's degree in finance, business, or a related field is preferred.
• Minimum 2 years of experience in credit processing or a similar role.
• Strong knowledge of credit policies, procedures, and regulations.
• Excellent attention to detail and organizational skills.
• Proficiency in using MS Office and credit processing software.
• Ability to work independently and manage multiple tasks effectively.
• Excellent communication skills, both written and verbal.
• Analytical mindset with problem-solving abilities.
• A customer-centric approach and a desire to deliver exceptional service.
• Willingness to learn and adapt to new technologies and processes.

About Us

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Info

• Job Identification 259627
• Job Category Customer Support/Operations | BPM