Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Surat; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for midmarkets corporates in Mumbai. The role involves preparing credit appraisal notes, discussing terms for risk assessments, and gathering information for CRAN preparation.

Responsibilities include monitoring portfolios, reporting, inspections, and addressing escalations. Candidates should have CA/MBA/CFA qualifications and strong Excel skills, with good communication and presentation abilities.

Qualifications

• Experience in credit underwriting for midmarkets corporates.
• Proficient with Excel for financial modeling.
• Experience in project finance and/or infra sector credit analysis preferred but not mandatory.
• Professional qualifications: CA/MBA/CFA.
• Good verbal, written communication and presentation skills.

Responsibilities

• Prepare credit appraisal notes for midmarkets corporates and discuss terms with business for risk assessments.
• Gather information from customers for CRAN preparation.
• Monitor accounts as per sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for portfolios.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Credit underwriting

Excel for financial modeling

Communication skills

Presentation skills

Education

CA / MBA / CFA

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.