Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Hyderabad; On-site; INR 800,000 - 1,400,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst - Midmarkets to assess credit risk for mid-market corporates in Mumbai. The role involves preparing credit appraisal notes and discussing terms with the business to finalize risk parameters.

You will gather information for CRANs, monitor portfolios as per sanctioning authority, and prepare monthly/quarterly monitoring reports while visiting units to submit inspection reports and address escalations.

Qualifications

• Experience in credit underwriting for mid-market corporates.
• Working knowledge of Excel for financial modeling.
• Experience in project finance and/or infra sector credit analysis preferred (not mandatory).
• CA / MBA / CFA preferred.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare credit appraisal notes for midmarkets corporates.
• Discuss terms and conditions with business for risk assessments.
• Obtain information from customers for CRAN preparation.
• Monitor accounts per sanctioning authority terms.
• Prepare monthly/quarterly portfolio monitoring reports.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.