Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Chennai District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai seeks a Credit Analyst for midmarkets corporate clients. You will prepare credit appraisal notes, discuss terms with the business, obtain data for CRANs, and monitor accounts per sanctioning authority.

You will also generate monthly/quarterly portfolio reports, escalate non-compliances with action plans, visit units for inspections, and address risk-related escalations. Strong Excel/modeling skills and relevant experience are essential.

Qualifications

• Experience in Credit Underwriting for Midmarkets Corporates.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis would be preferred (not mandatory).
• CA/MBA/CFA.
• Good verbal, written communication & presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for Midmarkets Corporates.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Financial modeling

Excel

Communication skills

Education

CA / MBA / CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.