Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Nagpur District; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for midmarkets corporates in Mumbai. The role focuses on preparing credit appraisal notes, discussing terms for risk assessments, and gathering information for CRANs.

The candidate will monitor portfolios, prepare periodic reports, escalate non-compliances with action plans, and conduct site visits to submit inspection reports.

Qualifications

• Experience in credit underwriting for midmarkets corporates.
• Excel knowledge for financial models.
• Experience in project finance or infra sector credit analysis preferred.

Responsibilities

• Prepare credit appraisal notes for midmarkets corporates.
• Discuss terms and conditions with business for risk assessments.
• Coordinate with customers to obtain information for CRANs.
• Monitor accounts based on sanctions.
• Prepare monthly/quarterly monitoring reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication

Presentation

Education

CA / MBA / CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.