Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Chandigarh; On-site; INR 800,000 - 1,100,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai is seeking a Credit Analyst - Midmarkets to assess credit risk for mid-market corporates and prepare appraisal notes.

The role involves discussing terms, collecting information for CRANs, monitoring accounts, and preparing periodic reports with a focus on financial modeling and project/infra credit analysis.

Qualifications

• Experience in credit underwriting for Midmarkets corporates.
• Working knowledge of Excel for financial models.
• Experience in project finance and/or infra sector credit analysis preferred.
• CA, MBA or CFA certification.
• Good verbal and written communication and presentation skills.

Responsibilities

• Prepare credit appraisal notes for midmarkets corporates.
• Discuss terms and conditions with business for risk assessments.
• Collect information for CRANs from customers.
• Monitor accounts per sanctions authority terms.
• Prepare monthly/quarterly monitoring reports.
• Escalate with an action plan for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.