Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Lucknow; On-site; INR 800,000 - 1,500,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. in Mumbai seeks a Credit Analyst - Midmarkets to prepare credit appraisal notes for midmarket corporates and discuss risk terms with the business.

You will gather information for CRANs and engage with customers to obtain required data. You will monitor accounts per sanctioning authority, generate monthly/quarterly portfolio reports, escalate issues with action plans, visit units, submit inspection reports, and handle escalations related to risk

Qualifications

• Experience in Credit Underwriting for Midmarkets Corporates.
• Proficient in Excel for financial modeling.
• Project Finance or Infra sector credit analysis preferred.
• CA / MBA / CFA qualification.
• Strong verbal and written communication and presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for Midmarkets Corporates.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Credit underwriting

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.