Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Pune District; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites a Credit Analyst for Midmarkets to join our Mumbai team. The role focuses on preparing credit appraisal notes for mid-market corporates and coordinating with business on risk terms.

You will obtain information for CRANs, monitor accounts as per sanctioning authority, and generate regular portfolio monitoring reports. Strong communication skills are essential.

Qualifications

• Experience in Credit Underwriting for Midmarkets Corporates.
• Strong Excel skills for financial modelling.
• Experience in Project Finance or Infra sector credit analysis preferred.
• Professional qualifications: CA/MBA/CFA.
• Good verbal, written communication and presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Midmarkets Corporates.
• Discuss terms and conditions with business for risk assessment.
• Collect information for CRANs from customers.
• Monitor accounts based on sanctioning authority terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Excel

Financial models

Verbal communication

Written communication

Presentation skills

Education

CA

MBA

CFA

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.