Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Kolkata District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd.

in Mumbai is seeking a Credit Analyst - Midmarkets to prepare credit appraisal notes for midmarket corporates and discuss terms with the business on risk assessments. The role demands strong Excel-based financial modeling, solid credit underwriting experience, and exposure to project finance or infra sector analysis; you will monitor accounts, prepare periodic monitoring reports, and escalate issues with action plans.

Qualifications

• Experience in credit underwriting for midmarkets corporates.
• Working knowledge of Excel for financial models.
• Experience in project finance and/or infra sector credit analysis preferred.

Responsibilities

• Prepare credit appraisal notes for midmarkets corporates.
• Discuss terms and conditions for risk assessments with business.
• Obtain information from customers for CRAN preparation.
• Monitor accounts based on sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication skills

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.