Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Jaipur; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites applications for a Credit Analyst - Midmarkets role in Mumbai.

The candidate will prepare credit appraisal notes, discuss terms with the business, gather information for CRANs, and monitor portfolios as per sanctioning authority terms. The role requires strong verbal and written communication, solid presentation skills, and experience in credit underwriting for midmarket corporates; Excel modelling and familiarity with project/infra finance

Qualifications

• Experience in Credit Underwriting for Midmarkets Corporates.
• Strong financial modelling skills with Excel.
• Familiarity with risk assessment discussions and CRAN preparation.

Responsibilities

• Preparation of Credit Appraisal notes for Midmarkets Corporates.
• Discuss with business on Terms and Conditions for risk assessments.
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Skills

Verbal communication

Written communication

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.