Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Ernakulam; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for Midmarkets in Mumbai. This role involves preparing credit appraisal notes, negotiating terms for risk assessments, and gathering information for CRANs.

Responsibilities include monitoring portfolios, reporting, unit visits, and handling escalations related to risk assessments. Strong communication and financial modeling skills are essential.

Qualifications

• Experience in Credit Underwriting for Midmarkets Corporates.
• Working knowledge of Excel for financial modeling.
• Experience in Project Finance and/or Infra sector credit analysis preferred.
• CA/MBA/CFA qualifications.
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare credit appraisal notes for Midmarkets corporates.
• Discuss terms and conditions for risk assessments with the business.
• Gather information for CRANs and ensure data quality.
• Monitor accounts as per sanctioning authority terms.
• Prepare monthly/quarterly monitoring reports for portfolios.
• Escalate non-compliance with action plans.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling in Excel

Project Finance/Infra credit

Communication skills

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.