Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Gurugram District; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. seeks a Credit Analyst for midmarkets corporates in Mumbai.

The role involves preparing credit appraisal notes, discussing terms with the business, and collecting information for CRANs. You will monitor accounts per sanctioning authority terms and prepare periodic portfolio reports. Ideal candidates have credit underwriting experience in midmarkets, strong Excel skills for financial models, and good communication and presentation abilities.

Qualifications

• Experience in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and/or Infra sector credit analysis would be preferred (not mandatory)
• CA/MBA/CFA
• Good verbal, written communication & presentation skills.

Responsibilities

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio
• Escalate with an action plan for non compliances
• Visit the units and submit inspection reports
• Manage and address any escalations related to risk assessments

Job description

Job Information:

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.