Credit Analyst Mid Markets

Intellectual Capital HR Consulting Pvt. Ltd.; Coimbatore District; On-site; INR 700,000 - 1,100,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. is seeking a Credit Analyst for midmarkets to prepare appraisal notes and discuss terms with business units.

You will collect data for CRANs, monitor portfolios, and prepare monthly/quarterly reports while visiting units to inspect and address risk-related escalations.

Qualifications

• Excellent communication and presentation abilities.
• Strong written and verbal communication skills are required.
• Ability to prepare and present financial analyses and reports.

Responsibilities

• Prepare Credit Appraisal notes for Midmarkets corporates.
• Discuss terms and conditions with business for risk assessments.
• Gather information for CRANs and ensure completeness.
• Monitor accounts based on sanctioning authority terms.
• Prepare Monthly/Quarterly monitoring reports for portfolios.
• Escalate with action plans for non-compliances.
• Visit units and submit inspection reports.
• Manage escalations related to risk assessments.

Skills

Verbal communication

Written communication

Presentation skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information

Role: Credit Analyst - Midmarkets

Location: Mumbai

Job Role

• Preparation of Credit Appraisal notes for Midmarkets Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements

• Experience required in Credit Underwriting for Midmarkets Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.