Business Development Officer - Used Car

Equitas Small Finance Bank; Ahmednagar; On-site; INR 550,000 - 800,000; Full time

Job summary

Equitas Small Finance Bank Ltd., Ahmednagar branch in Maharashtra, seeks a Business Development Officer - Used Car to drive sales and build a robust loan portfolio. You will lead a branch sales team, nurture dealer relationships, and ensure timely repayments and regulatory compliance.

The role emphasizes achieving fee income targets, cross-sell, and maintaining high productivity while adhering to RBI guidelines and branch targets. Prior experience in used car lending is preferred.

Qualifications

• 4-6 years of experience in sales/branch banking or related role.
• Experience in used car/auto loan sales is a plus.
• Proven ability to drive branch sales and achieve targets.
• Strong customer relationship and cross-sell abilities.

Responsibilities

• Manage the Branch in terms of Sales
• Build a high Quality Loan portfolio
• Track and Ensure Repayments of the Loan disbursed
• Maintain Manage & Deliver SO Productivity
• Responsible for achieving the Fee Income Target, WIRR and Cross Sell targets
• Ensure the PDDs are well within the limits of the branch and closely track with Sales Officers
• Enable sales team to high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance
• Manage and lead Sales Officers at the branch in achieving targets and generating leads and achieve volumes and targeted market share in respective Used car dealership / DSAs
• Develop and manage customers and DSA/ Dealer relationships through face to face interactions
• Responsible for staffing optimal utilization of resources in the branch sales team
• Initiate marketing program/BRL activities from time to time in the assigned branch location
• Ensure that all documentation and information related to loan proposals are obtained in timely manner to practice ‘First Time Right’ principle.
• Ensure 100% compliance to policies & processes and all regulatory matters of RBI and other statutory bodies.
• Ensure good quality loan portfolio by closely following up on the first 12 months repayments

Skills

Sales

Team leadership

Customer relationship

Loan portfolio management

Job description

• Emerging Enterprise Banking>West>Maharashtra>Maharashtra>W.Maha>Western Maharashtra>Maharashtra>9146>Ahmednagar

Posted On 31 Oct 2026

End Date 30 Nov 2026

Required Experience 4 - 6 years

Basic Section

No. Of Openings 1

External Title Business Development Officer - Used Car

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department Used Car

Generic Role Sales Officer

External Title (Job Role) Business Development Officer - Used Car

Zone West

State Maharashtra

Region Maharashtra

Area W.Maha

PT Location Maharashtra

Branch Code 9146

Branch Name Ahmednagar

Skills

Skill

Working Language

Job Description

• Manage the Branch in terms of Sales
• Build a high Quality Loan portfolio
• Track and Ensure Repayments of the Loan disbursed
• Maintain Manage & Deliver SO Productivity
• Responsible for achieving the Fee Income Target, WIRR and Cross Sell targets.
• Ensure the PDDs are well within the limits of the branch and closely track with Sales Officers.
• Enable sales team to high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance
• Manage and lead Sales Officers at the branch in achieving targets and generating leads and achieve volumes and targeted market share in respective Used car dealership / DSAs.
• Develop and manage customers and DSA/ Dealer relationships through face to face interactions
• Responsible for staffing optimal utilization of resources in the branch sales team
• Initiate marketing program/BRL activities from time to time in the assigned branch location
• Ensure that all documentation and information related to loan proposals are obtained in timely manner to practice ‘First Time Right’ principle.
• Ensure 100% compliance to policies & processes and all regulatory matters of RBI and other statutory bodies.
• Ensure good quality loan portfolio by closely following up on the first 12 months repayments