Branch Manager / Branch Sales Manager

Vridhi Finserv

Visakhapatnam

Vor Ort

INR 1.200.000 - 2.200.000

Vollzeit

Vor 6 Tagen
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Zusammenfassung

Vridhi Finserv seeks a dynamic leader to drive branch sales through Home Loans, LAP, and affordable housing finance products in Visakhapatnam. You will lead sales, credit and operations teams to meet KPIs, ensuring quality loan sourcing and strict NPAs control.

Role requires strong leadership, relationship management, and deep knowledge of housing finance products, with adherence to NHB/RBI guidelines. Build robust DSA/channel partnerships and oversee disbursements and collections.

Qualifikationen

  • Proven ability to drive branch sales targets via Home Loans, LAP and affordable housing finance products.
  • Strong leadership to motivate cross-functional teams and achieve KPIs.
  • Knowledge of credit assessment, portfolio quality and NPAs control.
  • Experience with NHB/RBI guidelines and housing finance products.

Aufgaben

  • Drive branch sales targets through Home Loans, LAP, and affordable housing finance products.
  • Lead, motivate, and monitor sales, credit, and operations teams to achieve branch KPIs.
  • Ensure quality loan sourcing, credit appraisal, portfolio quality, and control of NPAs.
  • Oversee loan disbursements, collections, customer service, and adherence to NHB/RBI guidelines.
  • Demonstrate strong leadership, sales, relationship management, and credit assessment for housing finance products.

Kenntnisse

Branch leadership
Sales & business development
Credit appraisal
DSA/channel management
Regulatory compliance

Jobbeschreibung

  • Drive branch sales targets through Home Loans, LAP, and affordable housing finance products.
  • Lead, motivate, and monitor sales, credit, and operations teams to achieve branch KPIs.
  • Ensure quality loan sourcing, credit appraisal, portfolio quality, and control of NPAs.
  • Oversee loan disbursements, collections, customer service, and adherence to NHB/RBI guidelines.
  • Strong leadership, sales and relationship management, credit assessment, DSA/channel management, collection management, and knowledge of housing finance products.
Key Skills
  • Strong leadership and team management skills to drive branch performance and achieve business targets.
  • Excellent sales and business development skills with the ability to generate quality leads and expand the customer base.
  • Good knowledge of credit assessment, risk management, and housing finance products, including Home Loans and LAP.
  • Strong relationship management skills to develop and maintain DSA, builder, and channel partner networks.
  • Effective collection management, NPA control, problem-solving, and branch operations skills with knowledge of regulatory compliance.
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