Branch Manager / Branch Sales Manager

Vridhi Finserv; Sri Potti Sriramulu Nellore; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Vridhi Finserv in Nellore, Andhra Pradesh, is seeking an accomplished Branch Manager to drive branch sales targets across Home Loans, LAP and affordable housing finance, while leading sales, credit and operations teams.

You will ensure quality loan sourcing, credit appraisal, portfolio quality and NPA control, oversee disbursements, collections and customer service, and build strong relationships with DSAs and channel partners, while complying with NHB/RBI guidelines.

Qualifications

• Strong leadership, sales and relationship management skills.
• Credit assessment and risk management knowledge.
• DSA/channel management, collections, and regulatory compliance knowledge.

Responsibilities

• Drive branch sales targets through Home Loans, LAP, and affordable housing finance products.
• Lead, motivate, and monitor sales, credit, and operations teams to achieve branch KPIs.
• Ensure quality loan sourcing, credit appraisal, portfolio quality, and control of NPAs.
• Oversee loan disbursements, collections, customer service, and adherence to NHB/RBI guidelines.

Skills

Leadership

Sales

Relationship mgmt

Credit assessment

Channel management

Collections

Regulatory compliance

Job description

• Drive branch sales targets through Home Loans, LAP, and affordable housing finance products.
• Lead, motivate, and monitor sales, credit, and operations teams to achieve branch KPIs.
• Ensure quality loan sourcing, credit appraisal, portfolio quality, and control of NPAs.
• Oversee loan disbursements, collections, customer service, and adherence to NHB/RBI guidelines.
• Strong leadership, sales and relationship management, credit assessment, DSA/channel management, collection management, and knowledge of housing finance products.

Key Skills

• Strong leadership and team management skills to drive branch performance and achieve business targets.
• Excellent sales and business development skills with the ability to generate quality leads and expand the customer base.
• Good knowledge of credit assessment, risk management, and housing finance products, including Home Loans and LAP.
• Strong relationship management skills to develop and maintain DSA, builder, and channel partner networks.
• Effective collection management, NPA control, problem-solving, and branch operations skills with knowledge of regulatory compliance.