Wholesale Credit Risk Product & Data Analyst

Citigroup Inc.; Belfast; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A global financial services firm in Belfast seeks a data and product development expert to enhance credit underwriting processes. The ideal candidate will have strong credit risk knowledge, experience with data analytics, and skills in project management. Enjoy benefits including hybrid working, competitive salary adjustments, and 27 days of annual leave. Join a diverse workplace offering growth and learning resources.

Benefits

27 days annual leave

Discretional annual performance-related bonus

Private Medical Care

Pension Plan

Paid Parental Leave

Discount programs

Qualifications

• Experience in credit risk and data analytics.
• Proven ability in end-to-end project delivery.
• Ability to present technical concepts to non-technical audiences.

Responsibilities

• Understand business needs and design solutions.
• Create product vision aligned with business priorities.
• Identify opportunities to enhance products and processes.

Skills

Credit Risk knowledge

Data & Analytics

Communication skills

Project Management

Attention to detail

Tools

Tableau

SQL

Python

Job description

The Team sit within Citi’s Enterprise Data Office and have a focus on serving our business partners within ICM. Institutional Credit Management (ICM) aims to provide integrated “end-to-end” credit underwriting, and management of risks for wholesale credit businesses across the enterprise.

This data and product development role will help shape the portfolio, limits & collateral target state process, data & capabilities across business lines, through engagement with 1st line teams, technology & individual business product teams.

What you’ll do

• Interact with senior business stakeholders to understand their problem statement & design technical & process-based tactical & strategic solutions, using data-driven approaches
• Create a product vision aligned to business priorities and corresponding road‑map to delivery
• Act as the primary point of contact for stakeholders, as well as the data & analytics subject matter SME, providing regular updates on project progress and addressing feedback independently
• Proactively identify opportunities to enhance products and processes to improve efficiency and decision‑making
• Identify data patterns & trends, and provide insights to business stakeholders
• Interact with Risk, Product & Technology to distil long term vision, industry trends, and incorporate them into the product & solutions strategy

What we’ll need from you

• Credit Risk knowledge & experience
• Data & Analytics, and data visualization / business intelligence knowledge & experience
• Experience in end-to-end project delivery, with knowledge of analytical tools for visualisation (e.g. Tableau) and an ability to manipulate data using SQL and/or Python
• Strong communication skills, with the ability to present technical concepts to non-technical audiences effectively
• A proactive and self‑motivated approach to managing multiple projects and priorities in a fast-paced environment
• Keen attention to detail and process/analytic mindset
• Project Management skills with experience leading large cross functional initiatives

What we’ll provide you

By joining Citi Belfast, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

• 27 days annual leave (plus bank holidays)
• A discretional annual performance related bonus
• Private Medical Care & Life Insurance
• Employee Assistance Program
• Pension Plan
• Paid Parental Leave
• Special discounts for employees, family, and friends
• Access to an array of learning and development resources

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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