Wholesale Credit Risk - EMEA Real Estate & Structured Finance - Executive Director

JPMorgan Chase & Co.; Greater London; On-site; GBP 120,000 - 180,000; Full time

Job summary

A leading global financial institution in London seeks an Executive Director in Wholesale Credit Risk to lead and manage credit risk evaluation and underwriting in Real Estate and Asset-Backed markets. The role involves mentoring a team, overseeing transaction execution, and managing a diverse portfolio. Ideal candidates will have substantial experience in credit risk management, excellent interpersonal skills, and a strong background in real estate financing. This position offers an innovative environment focused on excellence and improvement.

Qualifications

• Demonstrated leadership skills with a strong track record in credit risk management.
• Strong interpersonal and communication skills, with the ability to establish credibility.
• In-depth knowledge of transaction structures and banking products.
• Experience in loan financing in the real estate sector and securitizations.
• Self-motivated with the ability to work independently and lead a team.
• Significant experience in a comparable environment.

Responsibilities

• Lead and mentor a team to negotiate transaction approvals.
• Oversee transaction execution management and credit analysis.
• Drive team development by managing and coaching junior members.
• Manage the ongoing credit risk portfolio and monitor exposures.

Skills

Leadership skills

Credit risk management

Interpersonal skills

Communication skills

Knowledge of transaction structures

Loan financing experience

Job description

Wholesale Credit Risk - EMEA Real Estate & Structured Finance - Executive Director

LONDON, United Kingdom

Job Description

You will join a function that provides credible challenge to the business as a second line of defense to keep the firm strong and resilient.

Wholesale Credit Risk function oversee the credit risk associated with Investment Bank clients as well as the firm’s wholesale credit portfolio.

As an Executive Director within the Real Estate & Structured Finance Team, you will spearhead the evaluation, underwriting, and management of a diverse portfolio in the Real Estate and Asset-Backed markets. You will lead a team of credit professionals, working closely with clients and internal partners to assess creditworthiness, structure financing solutions, and execute transactions. Your leadership will be crucial in fostering a culture of excellence and continuous improvement.

Job responsibilities

• Lead and mentor a team to negotiate and construct recommendations for new transaction approvals, including secured and unsecured loans, Real Estate & asset-backed loans/warehouses, and traded products
• Oversee transaction execution management, including due diligence, credit analysis, and review of loan agreements to assess creditworthiness and recommend appropriate structures and risk gradings
• Drive team development by managing, coaching, and training junior team members on technical and professional skills
• Manage the ongoing credit risk portfolio, including monitoring credit exposures, limits, credit ratings, market events, and client performance

Required qualifications, capabilities, and skills

• Demonstrated leadership skills with a strong track record in credit risk management
• Strong interpersonal and communication skills, with the ability to establish credibility and trust with stakeholders
• In-depth knowledge of transaction structures, documentation, and banking products, with the ability to lead deal execution
• Experience in loan financing in the real estate sector and securitizations
• Self-motivated and capable of working independently while effectively leading a team
• Significant experience in a comparable environment

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit ourFAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.