Senior Mortgage Underwriter

Ultimate Banking Ltd; Stockport; Hybrid; GBP 80,000 - 100,000; Full time

Job summary

A customer-focused mortgage provider in Stockport is seeking an experienced Senior Mortgage Underwriter for a 12-month fixed-term contract. You will assess and underwrite a variety of mortgage applications, working both independently and collaboratively with sales teams. Ideal candidates should have recent experience in manual underwriting and strong customer liaison skills. This role also offers a hybrid working model post-training, competitive salary, and substantial bonus opportunities.

Benefits

Competitive salary

Hybrid working model

Significant bonus opportunities

Qualifications

• Proven experience in underwriting residential and BTL mortgages.
• Ability to work on complex mortgage cases.
• Strong liaison skills with sales teams and customers.

Responsibilities

• Assess and underwrite applications for residential and BTL lending.
• Operate within the company's risk appetite.
• Liaise with sales teams, mortgage intermediaries, and customers.

Skills

Manual underwriting of residential mortgages

Communication skills

Risk assessment

Education

CeMap qualification (desirable)

Job description

Senior Mortgage Underwriter

Circa. 12 months FTC
Stockport
£dependent on experience

Are you a Senior Mortgage Underwriter who is available within the next month and looking to work in a role where you can really utilise your skillset and put the customer first?

Our client is a customer focussed mortgage and savings provider based in Stockport. They are seeking an experienced Mortgage Underwriter to join their team on a 12 months fixed term contract. Over the past three years, they have undergone a significant amount of investment and change, with their overall vision to be the first choice of mortgages, savings and employment. That has culminated in a new system implementation and so they are looking for a candidate who can work on complex mortgage underwriting cases whilst of the team are involved in the new system implementation.

The successful individual will be expected to be on site for the initial training period but after this, our client offers a hybrid approach to the working week with a minimum 2 days in the office.

Main duties of the Mortgage Underwriter will be:

• Personally assessing and underwriting applications for many types of residential and BTL lending.
• Ensuring you are operating within their risk appetite.
• Positively and professionally liaising with the sales teams, mortgage intermediaries and customers.

The successful individual will possess:

• Recent experience in manually underwriting residential and BTL mortgages with a senior level mandate.
• CeMap would be desirable, or the desire to study and obtain this qualification.

This is a fantastic opportunity to get involved in more complex prime lending, with an organisation that offers a first class customer journey and really supports their employees. They offer a highly competitive salary and benefits along with significant bonus opportunity on completion of the fixed term contract.