Pension Transfer Specialist

Pensionhelp; Remote; GBP 80,000 - 100,000; Full time

Job summary

A Chartered Financial Planning firm is seeking an experienced Pension Transfer Specialist to join their advisory team. This position involves delivering compliant advice on pension transfers, including a focus on significant technical analysis. The ideal candidate will have a strong technical background, excellent communication skills, and mandatory qualifications, including specialized pension transfer credentials. The role offers a salary starting at £50,000 with additional benefits and the flexibility of remote work, requiring occasional office attendance.

Benefits

Advisor bonus scheme

Matched pension contribution

Death in service benefit

Annual leave purchase scheme

PerkBox membership

Responsibilities

• Provide specialist advice on DB and personal pension transfers.
• Conduct detailed analysis and broader suitability modelling.
• Deliver holistic retirement planning advice to clients.
• Review and present suitability reports.
• Work collaboratively with paraplanners and compliance teams.
• Build strong, long-term client relationships.

Skills

Proven experience as a Pension Transfer Specialist

Strong technical knowledge of DB schemes

Excellent communication skills

Ability to analyse detailed financial information

Minimum Level 4 qualification in financial advice

Comfortable working independently in a remote role

Strong commitment to compliance

Education

Level 4 qualification in financial advice

CII AF7 – Pension Transfers

LIBF Pension Transfer (PETR)

Job description

Pension Transfer Specialist (Chartered Firm – Remote)

Pensionhelp – Chartered Financial Planners

Salary : £50,000+ (depending on experience) + Bonus

Location : Remote (UK) | Occasional office attendance for training / meetings

About the Role

Pensionhelp, a Chartered Financial Planning firm specialising in complex pension advice, is seeking an experienced Pension Transfer Specialist to join our advisory team. This role focuses on delivering high-quality, compliant advice on defined benefit (DB) pension transfers, personal pension transfers, and wider retirement planning.

You will work with clients who require clear, expert guidance on their retirement options, often involving significant technical analysis. This is a role for a highly skilled adviser who understands the regulatory expectations around transfer advice and who is comfortable working proactively in a remote environment.

Key Responsibilities

• Provide specialist advice on DB and personal pension transfers, ensuring full compliance with FCA rules
• Conduct detailed analysis and broader suitability modelling
• Deliver holistic retirement planning advice to clients alongside transfer recommendations
• Review and present suitability reports, maintaining robust documentation and audit trails
• Work collaboratively with paraplanners, case managers, and compliance teams
• Build strong, long-term client relationships and provide ongoing review support

Qualifications & Skills

• Proven experience as a Pension Transfer Specialist
• Strong technical knowledge of DB schemes, CETVs, retirement income solutions, and transfer risk considerations
• Excellent communication skills for delivering complex advice clearly
• Ability to analyse detailed financial information and produce high-quality recommendations
• Minimum Level 4 qualification in financial advice (e.g., CII Diploma in Regulated Financial Planning (DipPFS), LIBF DipFA, or equivalent)
• MANDATORY specialist pension transfer qualification, such as:
• CII AF7 – Pension Transfers
• LIBF Pension Transfer (PETR)
• Equivalent FCA-approved pension transfer qualification
• Comfortable working independently in a remote role
• Strong commitment to compliance, accuracy, and professional standards

Remuneration & Benefits

• £50,000+ salary (experience-dependent)
• Advisor bonus scheme
• Pension contribution: matched to 5% (7% after 5 years)
• Death in service: 4x annual salary
• 23 days annual leave
• Annual leave purchase scheme
• Birthday off with pay
• PerkBox membership