Motor Underwriter

Zurich 56 Company Ltd; Birmingham; Hybrid; GBP 40,000 - 60,000; Part time

Job summary

A leading insurance provider in Birmingham seeks an experienced Motor Underwriter. Responsibilities include assessing motor insurance applications, determining policy terms, and ensuring competitive products. Candidates should have a strong background in motor insurance, excellent analytical skills, and the ability to work collaboratively. Flexible working options are available.

Benefits

12% defined pension scheme

Annual company bonus

Private medical insurance

Option to buy or sell holiday

Paid volunteering days

Qualifications

• Previous experience in motor underwriting is essential.
• Strong knowledge of motor insurance products and assessing risk.
• Excellent analytical and problem-solving skills required.

Responsibilities

• Assess and evaluate motor insurance applications.
• Collaborate with brokers for tailored insurance solutions.
• Monitor market trends and adjust strategies as needed.

Skills

Previous experience in motor underwriting

Strong knowledge of motor insurance products

Excellent analytical skills

Proficient in underwriting software

Strong communication skills

Ability to work independently

Job description

Overview

We are seeking an experienced Motor Underwriter to join our underwriting team in Birmingham. The ideal candidate will have a strong background in motor insurance, a keen eye for detail, and a passion for providing exceptional service. As a Motor Underwriter, you will be responsible for assessing risk, determining policy terms, and ensuring that our motor insurance products are both competitive and profitable.

Working hours: This role is available on a part-time, job-share or full-time basis. Location: Birmingham. Closing date for applications: 1st October 2025.

Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

Key responsibilities

• Assess and evaluate motor insurance applications to determine risk levels.
• Develop and implement underwriting guidelines and policies.
• Calculate premiums and establish terms and conditions for motor insurance policies.
• Review and analyse claims data to ensure compliance with underwriting guidelines.
• Collaborate with brokers, agents, and other stakeholders to provide tailored insurance solutions.
• Monitor market trends and adjust underwriting strategies to maintain competitiveness.
• Provide technical support and guidance to junior underwriters and other team members.
• Maintain accurate records and ensure compliance with regulatory requirements.

Your skills and experience

• Previous experience in motor underwriting.
• Strong knowledge of motor insurance products, risk assessment, and underwriting principles.
• Excellent analytical and problem-solving skills.
• Proficient in using underwriting software and tools.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Ability to make decisions using data and judgment.

What you’ll get in return

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.

Follow the link for more information about our benefits - Employee benefits | Working at Zurich Insurance UK. We’re an inclusive employer and encourage candidates to communicate any reasonable adjustments needed when applying.

Who we are

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people, and our planet. With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long-standing player in the insurance industry. We’re committed to sustainable impact, wellbeing, development, and continuous improvement. We offer training and development opportunities and support volunteering through our charitable arm, Zurich Community Trust, which has awarded grants and volunteered time valued at over £90 million.

Be part of something great. Our culture emphasizes diversity and inclusion and treats all applicants fairly and with respect, irrespective of background, beliefs, or culture.

Benefits and wellbeing

Time away

• 25 days holiday a year plus bank holidays.
• Option to swap UK bank holidays for days off with cultural or religious significance.
• Option to buy up to an additional 20 days or sell some holiday.
• Three days paid volunteering.
• Up to 16 weeks\' full pay for maternity, paternity and adoption leave.

Your health is important to us

• Access to Private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Support from wellbeing partners.

Financial: 12% defined non-contributory pension scheme; annual company bonus; income protection; life cover - four times your salary.

Closing date: 1st October 2025.