Mortgage Underwriter — Dynamic Lending Role (Watford)

Stride; Watford; On-site; GBP 30,000 - 45,000; Full time

Job summary

A leading lending company in Watford seeks a detail-oriented Mortgage Underwriter to join their dynamic team. This role involves assessing and making lending decisions on applications, managing case pipelines, and ensuring compliance with underwriting policies. Candidates should have at least 12 months' underwriting experience and strong analytical skills. The position offers a competitive salary and opportunities for career progression.

Benefits

Competitive salary

Career progression

Supportive team environment

Professional growth opportunities

Attractive overall package and bonuses

Qualifications

• Minimum 12 months' experience as an underwriter, ideally in 1st, 2nd, or bridging finance lending.
• Strong analytical skills and attention to detail.
• Excellent communication skills.

Responsibilities

• Take ownership of an allocated pipeline of cases and manage them efficiently.
• Assess mortgage or loan applications to ensure they meet underwriting criteria.
• Enter and update borrower data on the internal lending platform.
• Proactively communicate with third parties for outstanding information.
• Ensure all underwriting activities adhere to company policy and regulations.
• Recommend and refer complex cases to the Credit Committee.

Skills

Analytical skills

Attention to detail

Communication skills

Ability to work in a busy environment

Tools

Fusion internal lending platform

Job description

A leading lending company in Watford seeks a detail-oriented Mortgage Underwriter to join their dynamic team. This role involves assessing and making lending decisions on applications, managing case pipelines, and ensuring compliance with underwriting policies. Candidates should have at least 12 months' underwriting experience and strong analytical skills. The position offers a competitive salary and opportunities for career progression.