K3569 - Credit Manager, Middle Ticket - UK, Greater London / Surrey (Hybrid) - Asset Finance

New Leaf Search Ltd.; Richmond; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading European financial services group is seeking a Credit Manager specializing in mid-ticket transactions. This role involves credit evaluation and underwriting, ensuring robust credit processes. The ideal candidate will have 3-5 years of experience, strong analytical capabilities, and effective communication skills. Benefits include excellent salary and hybrid working arrangements.

Benefits

Referral Bonus: £500

Qualifications

• 3–5 years’ credit analysis or underwriting experience within asset finance or commercial lending.
• Excellent analytical capability with strong commercial judgement.
• Experience underwriting secured and unsecured mid-ticket transactions.

Responsibilities

• Analyse credit data and financial statements to assess risk.
• Prepare clear and concise credit recommendations.
• Conduct periodic reviews of existing transactions.

Skills

Credit analysis

Analytical capability

Risk assessment

Communication skills

Microsoft Word proficiency

Microsoft Excel proficiency

Job description

K3569 - Credit Manager, Middle Ticket - UK, Greater London / Surrey (Hybrid) - Asset Finance

New Leaf Search has partnered with a leading European financial services group in its search for a Credit Manager, Middle Ticket.

Excellent salary, bonus and benefits. Location: UK, Greater London / Surrey (Hybrid).

The Credit Manager, Middle Ticket will take ownership of expert credit evaluation and underwriting across all business channels, with a primary focus on mid-ticket transactions. This role ensures robust governance, strong credit processes, and timely decision-making across origination, approvals, collateral, and restructuring.

Key Accountabilities:

• Analyse credit data and financial statements to assess risk and make lending decisions on mid-ticket asset finance proposals.
• Interpret internal and external credit, market and broker reports to determine creditworthiness.
• Generate and assess financial ratios and collateral curve analyses to evaluate customer risk and portfolio positioning.
• Prepare clear, concise and commercially balanced credit recommendations for decision-making.
• Exercise delegated sanctioning authority and prepare recommendations for transactions outside personal mandate.
• Maintain compliance with internal policies and statutory regulations including AML, TCF and data protection.
• Conduct periodic reviews of existing transactions, evaluating payment performance, collateral and market intelligence.
• Ensure all transactions meet approved sanctions, credit limits and documentation requirements.
• Provide guidance to front-office teams on risk identification, structuring and presentation.
• Contribute to continuous improvement of credit processes, governance and operational efficiency.

Person Specification:

• 3–5 years’ credit analysis or underwriting experience within asset finance or commercial lending.
• Excellent analytical capability with strong commercial judgement.
• Experience underwriting secured and unsecured mid-ticket transactions.
• Sound understanding of asset finance products, structures and funding facilities.
• Clear and confident communicator, able to present to senior stakeholders.
• Experience assessing structured lending and cash-flow based transactions.
• Strong Microsoft Word and Excel proficiency.

We strongly favour applicants with proven, relevant experience in Financial Services; particularly Asset Finance and Leasing.
You will also require relevant in-country experience, without which, your application will not be considered.

📩 Apply in confidence by sending your CV.
Referral Bonus: £500 if you recommend someone we place!